Lloyds Bank home insurance overview
Lloyds Bank offers two home insurance policies - Home Insurance and Home Insurance Premier - which are underwritten by Lloyds Bank General Insurance Limited.
What you need to know about Lloyds Bank's home insurance:
- Charges 22.90% APR to pay by installments
- Optional Home Emergency cover up to £1,000 limit
- Legal expenses covered up to £50,000 as an optional extra
Which? members can log in to see the results of our analysis. If you’re not already a member, you can sign up to a one month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.
Lloyds Bank’s home insurance policy: is it good or bad?
We analyse and rate 60 of the most important elements of standard home insurance policies to come up with the overall policy score. We assess how important each individual element is when choosing and using a home insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared to other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score
Table last updated in February 2019. Next updated in February 2020.
Get top money-saving tips from Which?
Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox.