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Does your insurance policy cover you for storm damage?

How to check whether you’re covered for extreme weather events
James RoweSenior Video and Audio Content Creator

Having previously worked at the BBC and in commercial radio before joining Which?, James produces our always-on podcasts, and oversaw the launch of our member-exclusive podcasts in 2025.

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Storms, floods and extreme weather are becoming more severe, but if they damage your home, do you know if you're actually covered?

In this episode of the Which? Money podcast, we’re joined by Which? Money journalist Matthew Jenkin, who reveals what he discovered when he recently investigated this topic for Which? Money magazine.

Plus, our insurance expert Dean Sobers explains what to look for in your policy documents to find out what you’re actually covered for, and how to find the very best insurer for your needs.

Click to download a transcript of this podcast.

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What is the Which? Money podcast?

The Which? Money podcast offers weekly advice to help you get on top of your bills and tackles the issues hitting your pocket - from spiralling energy costs to your weekly food shop.

Each week, Lucia Ariano is joined by members of our expert team of journalists to discuss something that really matters to you, sharing their tips to help you make sense of your finances.

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