Lloyds Banking Group to close 218 branches in 2025 and 71 in 2026

Lloyds Banking Group has announced 49 new branch closures, all scheduled to shut in 2026. 

The latest wave includes 10 Halifax, 26 Lloyds Bank, and 13 Bank of Scotland branches – on top of the 22 closures Lloyds Banking Group already had scheduled for 2026. 

Here, Which? reveals the full list of closures and what’s being done to protect access to cash.  

Which Lloyds Banking Group branches are closing in 2025 and 2026?

Here are the locations of all the Lloyds Banking group branches set to close in 2025 and 2026. 

Branches closing in 2025

Branches closing in 2026

This table includes all branches closing next year. 

Why is Lloyds closing more branches?

A Lloyds Banking Group spokesperson said: 'The way people are banking has changed, with over 21 million customers choosing our apps to manage their money. We're providing more choice than ever before, bringing together the best in digital convenience with our people.

'Alongside our app, our customers can use any Lloyds, Halifax or Bank of Scotland branch, the Post Office or banking hubs for their everyday banking, and deposit cash at over 30,000 PayPoint locations.'

In response to the closures, cash access network Link said it was recommending 11 new banking hubs for some of the affected areas.

• Find out more: is your local bank closing?

What are 'community bankers'?

Lloyds says its community bankers provide banking support in local communities where a branch is closing. 

Community bankers have a dedicated office space in a local venue where customers can chat in private, and appointments don't need to be made in advance.  

You can view the list of current locations on Lloyds’ website under the ‘community bankers’ section.

Which other banks are closing branches in 2025?

• Barclays: 6
• NatWest 105
• Santander: 95
• TSB: 8

To find out whether your local branch is closing or has recently closed, our closure checker tool shows those shutting down in your local authority area.

What’s being done to protect access to cash?

Here are some of the measures that have been brought in since we started our campaign to protect cash:

New law to protect cash

The financial watchdog's new rules stipulate that banks and building societies will need to weigh up if local communities lack access to cash services – such as branches and ATMs – and plug significant gaps.

Specifically, they will be required to assess cash access and check whether additional services are needed when changes are made to local services, such as the closure of a local branch.

The new rules also state that local residents and community groups will be able to request an assessment of whether there are gaps in local cash access, which providers must respond to. 

These requests can be made via Link, which operates much of the UK's ATM network and co-ordinates between the FCA and banks on access to cash.

Where significant gaps are found, providers will have to deliver reasonable additional cash services.

In such cases, banks and building societies will be required to keep facilities such as branches and ATMs open until alternative cash services become available.

• Find out more: how Which? campaigned to protect cash and won

Post Office services

Since January 2020, customers of certain banks have been able to use Post Office branches to withdraw and deposit cash in their accounts and make balance queries. Most banks will also allow you to deposit cheques.

This service, described as a 'lifeline' by the Post Office, means that people can still access essential services, even if their local bank branch has shut.

Cashback

This initiative allows people to request cashback at the till in their local convenience store, without needing to make a purchase or pay a fee. 

Link’s ‘cash at the till’ service has become a popular way to access cash in shops, with £5.5m withdrawn each month. 

Customers can withdraw any amount from 1p to £50, depending on their account balance and the cash available in the retailer’s till. Notes and coins are available.

The article was first published in May 2022, and has been updated several times since. The last update was on 29 September 2025