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Banking

Extortionate overdraft fees to be banned as regulator clamps down on bank borrowing

New proposals will ban banks from charging fixed fees to borrow from an overdraft, which cost consumers £2.4bn last year.

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How much is the limit on Apple Pay at Tesco and high street retailers?

Tesco is about to scrap the £30 limit on Apple Pay contactless transactions. Which? reveals where you can and can't exceed the cap with your digital wallet.

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Which current account will pay the highest rate on your salary?

A current account can help you earn inflation-beating rates on your money, but some of the best deals are reserved for those on salaries of at least £21,500. Which? reveals the best accounts to suit your salary.

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Challenger bank Monzo hits £20m crowdfunding target in less than three hours – did you invest?

The challenger bank successfully raises a record amount from its 1m customers to fund its burgeoning expansion

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N26: German Monzo and Starling Bank rival launches, but should you switch?

German mobile bank, N26, has launched its current account to UK customers. We look at how it compares to Monzo and Starling Bank.

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Revealed: the bank accounts customers love… and those they don’t

Monzo has soared to the top of Which?’s bank account satisfaction survey. Find out why a bank that only exists on your phone has topped our table - and which banks sit at the bottom of our results.

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Overdraft fee hike for millions of Lloyds Bank, Halifax and Bank of Scotland customers

Customers with Lloyds Bank, Halifax or Bank of Scotland current accounts will see a shake-up of their overdraft fees in January 2019 - find out what's changing

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Can the Post Office really plug the gap as bank branches are shut down?

Banks have closed down thousands of high-street branches over the past three decades and instead ploughed millions into the Post Office to serve people’s basic banking needs. But customers are uncomfortable...

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Scams reimbursement scheme may miss out blameless victims, Which? warns

Banks should foot the bill for all blameless victims of bank transfer fraud, Which? has urged, as new proposals to introduce a reimbursement scheme draw closer.

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Starling Bank joins Post Office banking services – will it help you?

Starling Bank, famously app-only, is now offering everyday banking services with the Post Office to tackle the rise of ‘bank branch deserts’ – can it help you?

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