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Compare Cash Back Credit Cards

Last updated: 8 hours ago

Cashback credit cards can earn you money every time you spend, with some paying as much as 5%. Which? Money Compare compares the top products on the market.

The Which? difference

Which? Money Compare displays all available credit card deals from providers large and small, whether we get paid commission or not. It makes no difference to how the credit cards appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us.

What are Which? Recommended Providers?

These are the companies that combine competitive deals with excellent customer service, and have been awarded Which?'s coveted Recommended Provider status.

Benefits
You could earn as much as 5% cash back in the early months of a deal.
Pitfalls
If you don't pay off your balance in full each month, interest charges could cancel out the cash back you earn.

Terms Explained 

Represent­ative APR (variable)

The interest rate for borrowing that at least 51% of the customers accepted will pay.

Which? Customer Score

Which?'s rating for customer satisfaction, based on feedback from thousands of real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand to a friend.

Purchase interest p.a.

The annual interest rate you'll pay on new purchases after the interest-free deal ends.

Annual card fee

The fee you'll pay for having the card each year, if any.

Cash back on £500 monthly spend

Cash back you would earn in the first year based on spending £500 a month.

Max annual cash back

The maximum amount of cash back you can earn in a year.