Compare Cash Back Credit Cards
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The Which? difference
Which? Money Compare displays all available credit card deals from providers large and small, whether we get paid commission or not. It makes no difference to how the credit cards appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us.
What are Which? Recommended Providers?
These are the companies that combine competitive deals with excellent customer service, and have been awarded Which?'s coveted Recommended Provider status.
Benefits
You could earn as much as 5% cash back in the early months of a deal.
Pitfalls
If you don't pay off your balance in full each month, interest charges could cancel out the cash back you earn.
Terms Explained
Representative APR (variable)
The interest rate for borrowing that at least 51% of the customers accepted will pay.
Which? Customer Score
Which?'s rating for customer satisfaction, based on feedback from thousands of real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand to a friend.
Purchase interest p.a.
The annual interest rate you'll pay on new purchases after the interest-free deal ends.
Annual card fee
The fee you'll pay for having the card each year, if any.
Cash back on £500 monthly spend
Cash back you would earn in the first year based on spending £500 a month.
Max annual cash back
The maximum amount of cash back you can earn in a year.