Coronavirus (COVID-19) credit card update
The Financial Conduct Authority (FCA) wants lenders to continue to offer payment holidays on credit cards, loans and other finance agreements in a bid to help ease the financial hardship caused by the coronavirus outbreak.
- Find out more: coronavirus payment holidays on credit cards and loans
Keep on top of the latest news and advice related to the COVID-19 pandemic with Which?
What do Barclaycard credit cards offer?
Barclaycard is the largest credit card provider in the UK and offers a wide range of cards to suit different borrowing and spending needs.
Currently, it has a 0% purchase and balance transfer deal, a credit-builder card and a fee-free card for spending abroad that pays cashback.
- You can compare Barclaycard credit cards, plus hundreds of other deals, on Which? Money Compare.
How does Barclaycard compare to other providers?
Barclaycard scored an impressive 72% placing it in the middle of the table (joint 15th place) in our latest credit card satisfaction survey.
Is Barclaycard a good credit card provider?
Our survey also reveals how Barclaycard customers rated the provider across 10 categories.
Find out in the table below how Barclaycard scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service, query handling and complaint resolution.
| Barclaycard credit card satisfaction ratings |
Star ratings Star ratings out of five show levels of satisfaction for each category. Where no stars are given, we received too few responses in our survey to award a score. |
|---|---|
| Customer service | |
| Application process | |
| Clarity of statement | |
| Transparency of charges and penalties | |
| Dealing with queries | |
| Dealing with complaints | |
| Ability to manage online | |
| Ability to manage by mobile app | |
| Ability to manage by telephone banking | |
| Charges for using your credit card abroad | |
Which 0% balance transfer credit card is best?
Below are the top five 0% balance transfer credit cards on the market right now.
- You can explore more reward credit cards using Which? Money Compare.
How we calculate Barclaycard’s customer score and ratings
We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.
Customer scores are based on an online survey of the public, which received 6,537 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.
Star ratings for each category are scored independently of the customer score.
These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.
Barclaycard credit card FAQs
Does Barclaycard offer an eligibility check?
Yes - Barclaycard offers an eligibility checker that shows you which of its cards you’re likely to be accepted for.
The tool does a ‘soft search’ of your credit file, which won’t impact your credit score.
Where are Barclaycard credit cards accepted?
Barclaycard issues its credit cards on the Visa network, so they are accepted in millions of places in the UK and abroad.
Is Barclaycard part of Barclays bank?
Yes. Barclaycard is the credit card division of Barclays plc.
Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.
