What do Debenhams credit cards offer?
Debenhams offers a credit card designed to reward your spending with points that you can convert into Debenhams vouchers.
The credit card doesn't come with a 0% period on purchases, so you will be hit with the steep 24.9% APR if you don't clear your card each month.
- You can compare the Debenhams credit card, plus hundreds of other deals, on Which? Money Compare.
How does Debenhams compare to other providers?
Debenhams mustered a dismal 63% in our latest credit card satisfaction survey leaving it near the bottom of the table in 26th place.
Is Debenhams a good credit card provider?
Our survey also reveals how Debenhams customers rated the provider across 10 categories.
Find out in the table below how Debenhams scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service, and query handling.
| Debenhams credit card satisfaction |
Star rating |
|---|---|
| Customer service | |
| Application process | |
| Clarity of statement | |
| Transparency of charges and penalties | |
| Dealing with queries | |
| Dealing with complaints | |
| Ability to manage online | |
| Ability to manage by mobile app | |
| Ability to manage by telephone banking | |
| Charges for using your credit card abroad | |
Which Debenhams credit card is best?
You can explore the Debenhams credit card and see how it stacks up to other reward credit cards using Which? Money Compare.
How we calculate Debenhams' customer score and ratings
We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.
Customer scores are based on an online survey of the public, which received 5,621 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.
Star ratings for each category are scored independently of the customer score.
These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.
Debenhams credit card FAQs
Does Debenhams offer an eligibility check?
Yes, you can check your chances of being accepted for the Debenhams credit card without impacting your credit score.
Where can I use a Debenhams credit card?
Debenhams issues its credit cards on the Mastercard network, so you will be able to use the card in millions of places in the UK and abroad.
How can I earn points with the Debenhams credit card?
You’ll earn three points for every £1 you spend at Debenhams and debenhams.com or one point for every £2 you spend everywhere else.
Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.
