What is Banktivity?
Banktivity is a type of personal finance software designed for Mac and IOS platforms.
It claims it can get your financial house in order to save you money and time.
We've put Banktivity through rigorous testing so you can decide whether it's the right personal finance software package for you.
Our review includes the full results of our lab tests with ratings on data input, the dashboard, transactions, goal-tracking, report-generation, mobile app, security and an overall verdict from our personal finance software experts.
Members can log in to see the results of our analysis. If you’re not already a member, you can sign up to a two-month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.
|Banktivity product review||Specifications|
|Version tested|| |
Bought in US dollars ($64.99); we give the sterling equivalent
|Free trial?|| |
|Investment tracking|| |
How does Banktivity work?
Banktivity provides tools that allow you to mirror your real-life accounts, record deposits and withdrawals, categorise your spending, analyse where your money goes and set budgets and goals.
Like BankTree it allows you to sync data from your bank account for an ongoing subscription cost. It’s £5.99 for 30 days, £13.99 for 90 days, £43.99 for one year.
Banktivity review: at a glance
Find out how Banktivity got in in our lab review on performance (including data input, set up, dashboard, reports, transactions and tracking), support and its mobile app.
How do I get started?
We reveal how easy it is to get started using Banktivity.
We asked our lab testers to manually input two sets of fictitious financial data, as well as import CSV and QIF files from various sources in order to calculate star ratings for both ease and speed of data input.
|Banktivity: data input||Score|
|Ease of manual data input|
|Speed of manual data input|
How easy is Banktivity to use?
Our lab testers tried out dozens of Banktivity's features and issued star ratings for a range of performance indicators including dashboard navigation, transaction-grouping, report-generating, goal-setting and reminder-scheduling functions.
You can select the score table you want to see using the drop-down menu.
|Dashboard look and user-friendliness|
What help and support is on offer?
When using personal finance software it's likely that you'll need some support to help you get the most out of the package.
We tested every element of Banktivity’s customer support and gave it an overall star rating based on the range and quality of the services on offer.
What's Banktivity's mobile app like?
The Banktivity mobile app is available for IOS devices and acts as a companion app to the desktop programme. Here's how the Banktivity mobile app was rated in our lab tests.
|Banktivity: mobile app||Score|
|Mobile app information view|
|Ease of syncing|
|Ease of adding receipts|
|Utility of app|
Banktivity review: security
When entering your financial information you want to be sure it's safe. Here's how Banktivity scored for security in our lab review across its desktop programme and mobile app.
|Security with all options enabled (desktop)|
|Security with fewest options enabled (desktop)|
|Quality of encryption methods (desktop)|
|Navigating security and privacy options (desktop)|
|Security with all options enabled (mobile)|
|Security with fewest options enabled (mobile)|
|Quality of encryption methods (mobile)|
Which? verdict on Banktivity
We reveal how suitable Banktivity is for beginners, who tend to struggle with computers and organising their finances, and experts who are more experienced in these areas.
|Not suitable for|
Find out more: Best personal finance software - see how Banktivity compares.
Is Banktivity compatible with Microsoft Money and Quicken?
Banktivity is compatible with Microsoft Money and Quicken.
Can you import information automatically by linking to your bank account?
Banktivity allows you to sync data from a bank account, but you will need to pay for a subscription to use this service.
Does Banktivity work on Apple Watch?
Banktivity is not compatible with the Apple Watch.