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Banktivity review

We've put Banktivity through our intensive lab tests to see how it compares with other personal finance software packages.

In this article
What is Banktivity? How does Banktivity work? Banktivity review: at a glance How do I get started? How easy is Banktivity to use?  
What help and support is on offer? What's Banktivity's mobile app like? Banktivity review: security Which? verdict on Banktivity Banktivity: FAQs

What is Banktivity?

Banktivity is a type of personal finance software designed for Mac and IOS platforms.

It claims it can get your financial house in order to save you money and time. 

But how does it compare with the other personal finance software packages on the market like BankTree, Buxfer and You Need A Budget?

We've put Banktivity through rigorous testing so you can decide whether it's the right personal finance software package for you.  

Our review includes the full results of our lab tests with ratings on data input, the dashboard, transactions, goal-tracking, report-generation, mobile app, security and an overall verdict from our personal finance software experts.

Members can log in to see the results of our analysis. If you’re not already a member, you can sign up to a two-month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.

Banktivity product review Specifications
Version tested

6.3.1 (108)

 Price

 

£49.09

 

More info

Bought in US dollars ($64.99); we give the sterling equivalent

Free trial?

30 days

Compatibility

Mac, iOS

Investment tracking

Yes

How does Banktivity work?

Banktivity provides tools that allow you to mirror your real-life accounts, record deposits and withdrawals, categorise your spending, analyse where your money goes and set budgets and goals.

Like BankTree it allows you to sync data from your bank account for an ongoing subscription cost. It’s £5.99 for 30 days, £13.99 for 90 days, £43.99 for one year. 

Banktivity review: at a glance

Find out how Banktivity got in in our lab review on performance (including data input, set up, dashboard, reports, transactions and tracking), support and its mobile app.

Banktivity review Score

 

Performance
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Support
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Mobile app
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Test score
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How do I get started?

We reveal how easy it is to get started using Banktivity.

We asked our lab testers to manually input two sets of fictitious financial data, as well as import CSV and QIF files from various sources in order to calculate star ratings for both ease and speed of data input.

Banktivity: data input Score
Ease of manual data input Logged out stars
Speed of manual data input Logged out stars
Importing data Logged out stars
Overall score Logged out stars

How easy is Banktivity to use?

Our lab testers tried out dozens of Banktivity's features and issued star ratings for a range of performance indicators including dashboard navigation, transaction-grouping, report-generating, goal-setting and reminder-scheduling functions. 

You can select the score table you want to see using the drop-down menu.

Banktivity: reports Score
Ease of generating reports Logged out stars
Ease of interpreting reports Logged out stars
Range of report styles Logged out stars
Overall score Logged out stars

 

What help and support is on offer?

When using personal finance software it's likely that you'll need some support to help you get the most out of the package.

We tested every element of Banktivity’s customer support and gave it an overall star rating based on the range and quality of the services on offer.

Banktivity: support  Score
Step-by-step guide Logged out stars
Phone support Logged out stars
Email support Logged out stars
FAQs Logged out stars
Forums Logged out stars
Overall score Logged out stars

What's Banktivity's mobile app like?

The Banktivity mobile app is available for IOS devices and acts as a companion app to the desktop programme. Here's how the Banktivity mobile app was rated in our lab tests.

Banktivity: mobile app Score
Mobile app information view  Logged out stars
Ease of syncing  Logged out stars
Ease of adding receipts Logged out stars
Utility of app Logged out stars
Overall score Logged out stars

Banktivity review: security

When entering your financial information you want to be sure it's safe. Here's how Banktivity scored for security in our lab review across its desktop programme and mobile app.

Banktivity: security  Score
Security with all options enabled (desktop) Logged out stars
Security with fewest options enabled (desktop) Logged out stars
Quality of encryption methods (desktop) Logged out stars
Navigating security and privacy options (desktop) Logged out stars
Security with all options enabled (mobile) Logged out stars
Security with fewest options enabled (mobile) Logged out stars
Quality of encryption methods (mobile) Logged out stars

Which? verdict on Banktivity

We reveal how suitable Banktivity is for beginners, who tend to struggle with computers and organising their finances, and experts who are more experienced in these areas. 

Banktivity: verdict Results
Suitable for Logged out detail
Not suitable for Logged out detail
Pros Logged out detail
Cons Logged out detail

Find out more: Best personal finance software - see how Banktivity compares. 

Banktivity: FAQs

Is Banktivity compatible with Microsoft Money and Quicken?

Banktivity is compatible with Microsoft Money and Quicken.

Can you import information automatically by linking to your bank account?

Banktivity allows you to sync data from a bank account, but you will need to pay for a subscription to use this service.

Does Banktivity work on Apple Watch?

Banktivity is not compatible with the Apple Watch.