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Mortgage deposit calculator

Use our mortgage deposit calculator to work out how long it will take you to save enough deposit to buy a property in your chosen area.

Our unique mortgage deposit calculator uses localised house price data from across the UK to help you work out how much deposit you need to buy a home in your desired area.

When you enter your savings plans, we'll also tell you how long it will take to build up that crucial deposit. 

If you'd like personal advice on saving for a deposit and applying for a mortgage, call Which? Mortgage Advisers for a free consultation on 0800 197 8461 or fill in the form at the end of the page for a callback.

Mortgage guides: stay smart when buying a home

Saving for a deposit might be the first step you take on your journey to owning a home, but it's still worth learning all you can about the rest of the process so you're clued up when the time comes. 

You might find the following guides useful:

More mortgage calculators

For more help planning ahead for your house move, try these other mortgage calculators and tools:

Browse our full list of mortgage calculators for more help with your mortgage.

Get expert, one-to-one mortgage deposit advice

If you'd like personalised advice on saving for your deposit or getting a mortgage, call Which? Mortgage Advisers for a free chat on 0800 197 8461 - or fill out the form below and they'll call you.


Which? Mortgage Advisers listen carefully to what you need, then search thousands of mortgages to choose the No.1 for you, even if you can only go direct.

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Your home may be repossessed if you do not keep up your mortgage repayments