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Getting a mortgage with poor credit

5 articles

Find out how to get a mortgage if you've missed payments, had a CCJ, an IVA, or even been made bankrupt with our expert advice.

Bad credit mortgages

Last updated: Apr 2021

Learn about how to get a mortgage with bad credit, the best lenders for bad credit mortgages, and current bad credit mortgage rates.

How to get a mortgage after an IVA

Last updated: Apr 2021

An IVA can help you get out of debt but can make it tougher to get a mortgage in the future. Find out how to get a mortgage after an IVA.

How to get a mortgage with CCJs

Last updated: Apr 2021

A County Court Judgement is issued if you fail to pay money that you owe, and can affect your mortgage chances. But there's still a way of borrowing with a CCJ.

Getting a mortgage with late payments and defaults

Last updated: Apr 2021

Whether your payments are late, missed or defaults, you can still nurse your credit score back to health and get a mortgage with the right input.

Getting a mortgage with credit card debt

Last updated: Apr 2022

If you want to get a mortgage but you have some debt, don't despair - you can still borrow to buy your own home. This guide explains how debt affects your mortgage chances and what you can do about it. 
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