We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

Getting a mortgage with poor credit

5 articles

Find out how to get a mortgage if you've missed payments, had a CCJ, an IVA, or even been made bankrupt with our expert advice.

Bad credit mortgages

Last updated: Apr 2021

Learn about how to get a mortgage with bad credit, the best lenders for bad credit mortgages, and current bad credit mortgage rates.

How to get a mortgage after an IVA

Last updated: Apr 2021

An IVA can help you get out of debt but can make it tougher to get a mortgage in the future. Find out how to get a mortgage after an IVA.

How to get a mortgage with CCJs

Last updated: Apr 2021

A County Court Judgement is issued if you fail to pay money that you owe, and can affect your mortgage chances. But there's still a way of borrowing with a CCJ.

Getting a mortgage with late payments and defaults

Last updated: Apr 2021

Whether your payments are late, missed or defaults, you can still nurse your credit score back to health and get a mortgage with the right input.

Getting a mortgage with credit card debt

Last updated: Jan 2021

If you want to get a mortgage but you have some debt, don't despair - you can still borrow to buy your own home. This guide explains how debt affects your mortgage chances and what you can do about it.

Calculate mortgage costs

Use these calculators to see if you're financially ready to buy.

How much can I borrow: mortgage calculator Mortgage repayment calculator Stamp duty calculator

All 11 calculators