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Questions to ask at Pension Wise

Download our comprehensive checklist of questions to ask at your Pension Wise session.

In this article
How to make the most of Pension Wise What should I bring to my appointment? Free downloadable Pension Wise guides

How to make the most of Pension Wise

Whether you're weighing up your pension income options or you haven't got that far yet, here's how to get the best from your session with a Pension Wise counsellor or an independent financial adviser.

This guide outlines what you need to prepare and think about beforehand. And there are downloadable checklists of tailored questions to ask once you’re there.

What should I bring to my appointment?

Your workplace pension statements

You should receive this statement from your employer every year. Contact your pension administrator at work if you can’t find your latest statement.

You might also have statements from previous workplace pensions.

Your personal pension statements

If you have a private pension, you should receive this from your pension company each year.

Contact your pension company if you can’t find your latest statement(s). You might have statements from more than one personal pension.

A state pension statement

Get a pension statement estimating the state pension you’ll get when you reach state pension age.

A summary of your regular bills and spending

Try to note down your regular bills and payments you'll still need to meet in retirement.

It might be helpful to print off a recent bank statement, or the accounts from which your bills are generally paid. 

Free downloadable Pension Wise guides

Our free, downloadable Pension Wise guides can help you make the most of your appointment. 

This list of questions will give you some things to think about before your session in order to get the most out of your time with the adviser, eg 'How much debt do I have?' or 'Will I need a cash lump sum?'.

We also suggest some questions about tax, the state pension and financial advice.

Top financial questions to ask at a Pension Wise session
Download our general pension questions checklist in an easy-to-print format.
Download
(PDF 225 Kb)
Questions to ask about pensions in your Pension Wise session
Download our pension options questions checklist in an easy-to-print format, to take with you or to act as a prompt.
Download
(PDF 129 Kb)