Lloyds Banking Group has announced the closure of an additional 66 bank branches, on top of the 88 it had already earmarked to shut.
The new closures include 48 Lloyds Bank branches and 18 Halifax sites. This means the banking giant will be closing 141 in total in 2022, and 13 in January 2023.
Here are the locations of the 66 new closures confirmed by the banking group in July. You can use the search bar to see whether your local branch is affected.
The table below shows the branch closures that had already been announced earlier this year in March, and in May. Again, you can use the search bar to see if your local branch is listed. In the table, BoS refers to Bank of Scotland.
Lloyds Banking Group says that as it has 19m online banking customers and over 15m mobile app users, it needs to make sure 'its branches are in the right place, where they are being used regularly'.
It said branch closures were a result of a significant reduction in branch visits over several years, and added that average visits to each of these branches listed for closure had dropped by 60% since 2016.
It said each of these locations had a free-to-use ATM and a Post Office within one mile
Russell Galley, director of consumer relationships at Lloyds Banking Group, told us: 'Our customers have more choice than ever in how they bank with us. As our customers do more online, visits to some branches have fallen by as much as 85% over the last five years.
'Alongside our digital, online and telephone services, we'll continue to invest in our branches, but they need to be in the right places, where they're well-used.'
Once the Lloyds Banking Group closures are complete, it will have 1,321 branches made up of:
Lloyds is not the only banking group to announce closures this year - with many being announced since legislation was revealed in the Queen's Speech to protect access to cash. In the last month, we've had announcements from and .
The list below sets out how many branches each bank has already closed in 2022, how many more it plans to close by the end of the year.
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In May during the Queen’s Speech, the government pledged to bring forward a Financial Services and Markets Bill following a longstanding campaign on cash access from Which?.
The legislation aims to 'strengthen the United Kingdom's financial services industry, ensuring that it continues to act in the interest of all people and communities'.
Part of this includes making sure people across the UK can access their own cash with ease.
A Financial Services and Markets Bill was given its first reading in Parliament in July.
The bill will ensure people can continue to conveniently withdraw and deposit cash, and the cash provision will be regulated by the Financial Conduct Authority (FCA).
To make sure people can still access cash, the FCA will be given new powers to enforce this, and could stop banks and building societies from closing cash access services if there was no suitable alternative.
However, separate rules will apply in Northern Ireland, as the banking market works differently.
The FCA will also be given oversight of coordinating bodies, with powers to access information from designated firms and organisations involved in the provision of cash.
To support the FCA, the government said it will soon set out its expectations for a reasonable distance for people to travel when depositing and withdrawing cash. This will reflect the existing spread of cash withdrawal and deposit facilities in the UK, it added
Further details such as the criteria for cash provision and geographic distances will be set out by the Treasury in a policy statement.
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In addition, a total of 12,178 free-to-use ATMs have vanished since 2018, creating areas of the UK with particularly poor access to cash.
However, LINK estimates 5.4m people still rely on cash.
Cash is a lifeline to many vulnerable groups in society including the elderly, digitally excluded, low income households and those struggling with mental illness or physical disability.
Which? will scrutinise the legislation closely in the coming weeks to ensure that adequate consumer protections are in place.
Rocio Concha, Which? Director of Policy and Advocacy, says: ‘It's good to see the government moving quickly on this important legislation, which will pave the way for protection of access to cash for millions of people who rely on it, and give reassurance to consumers that they will have greater protection against suffering significant losses if they fall victim to a bank transfer scam.'