What’s the cost of care at home?
If you live in England, use our cost of care calculator to find out how much you are likely to pay a home care agency per hour. We also tell you if your local authority is likely to contribute to the cost of your care or if you'll be a self-funder. In both cases, we explain what your next steps should be to maximise on financial support.
If you live in Scotland, Northern Ireland or Wales, the United Kingdom Homecare Association (UKHCA) recommends that local authorities pay £20.75 per hour for homecare services until the end of March 2020.
If you’re paying for your care, you’re therefore going to be paying more than this recommended rate and this will also vary depending on where you live in the UK. It will also be affected by the level of care you need.
Homecare organisations have to be registered with the UK’s care regulators, who publish the findings from their quality inspections on their websites. You can use our care services directory to search for local domiciliary care providers, where we also give links to the inspection reports.
Live-in care: what does it cost?
Live-in homecare is becoming an increasingly popular choice for people needing full-time care.
There are two models of live-in care and costs vary depending on which of these options you choose.
Introductory care services
This is where carers are self-employed and responsible for paying their own tax and NI contributions. They are matched according to need following a meeting with experienced care consultants working for introductory care agencies. The carers are then paid directly by their clients and/or their families.
Fully managed service
The company providing the care employs and trains its carers directly. It will oversee and organise all aspects of care arrangements, from initial expert client and risk assessment and client-carer matching, through to comprehensive care plans. These providers are inspected by the care regulators.
The service you choose to work with will affect the price charged per week. Unlike domiciliary care agencies there is little difference in the fee depending on where you live in the UK. The level of care that is required will significantly affect the cost of the service. However, as a general guideline, most providers charge between £800 and £1,250 per week.
Live-in care helps you to stay in your own home rather than move to a care home. Find out if it could be right for you.
We explain the options for paying for care at home, from local authority support to paying for it yourself.
If you are eligible, government funding for home care may be available. We explain the means test and other rules.