Paying for care: a free guide
When it comes to paying for care in later life, there’s no one size that fits all. How much it costs to get the right support will depend on your individual needs, financial circumstances and where you live in the UK.
Care can be very expensive, but there may be financial support available – from your local council, state benefits or the NHS. However, navigating the system can be complex and sometimes stressful. That’s why Which? has created this free step-by-step guide to paying for care in later life.
The guide provides straightforward information about how to pay for care in later life, how much care typically costs and how to find out if you’re eligible for financial support. It also gives useful tips on how to juggle your finances if you have to cover all or most of the costs yourself.
Whether you’re planning ahead for yourself or helping a loved one to get the support they need, our guide is a good starting point. The guide is free to download.
What’s covered in the guide?
Some of the key topics covered in the guide:
- Who pays for care in later life?
- How much does care typically cost?
- Who is eligible for local authority funding?
- The different rules across the UK
- How does the means test for social care work?
- Will the NHS help with care costs?
- How to cover the costs if you’re a self-funder
- Making the most of state benefits in later life
- Where to find more advice and support.
The guide also has a handy jargon buster that explains any technical terms you might come across, plus lots of links to more information on the Which? website.
All of the topics in this guide are also explained in greater detail in the Financing care section of our website.