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Should you take out a fee-free mortgage?

There’s not a one-size-fits-all answer

Ready to get a mortgage?

Find the right mortgage using the fee-free service provided by L&C Mortgages

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If you click on the link and complete a mortgage with L&C Mortgages, L&C is paid a commission by the lender and will share part of this fee with Which? Ltd helping fund our not-for-profit mission. We do not allow this relationship to affect our editorial independence. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

For most of us, the headline rate of a mortgage deal is likely what we focus on the most. But not paying attention to the fee could leave you paying too much.

In this episode of the Which? Money podcast, we’re joined by Which? Money journalist Sam Wilson who shares his new analysis into mortgage fees. He set out to find how it differs for first-time buyers, home movers and those looking to remortgage, and how the market compares to a year ago.

Plus, David Hollingworth from L&C Mortgages shares his advice on what to look for when taking out a mortgage to ensure it fits your personal circumstances.

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What is the Which? Money podcast?

The Which? Money podcast offers weekly advice to help you get on top of your bills and tackles the issues hitting your pocket, from spiralling energy costs to your weekly food shop.

Each week, Lucia Ariano is joined by members of our expert team of journalists to talk about something that really matters to you, sharing their tips to help you make sense of your finances.

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