
Nine steps to buying your first home in 2021
From boosting opening a lifetime Isa to boost your deposit to exploring government schemes, discover our tips for getting onto the property ladder in 2021.

New 90% mortgage deal offers hope to first-time buyers – but there’s a catch
Which? explains the pros and cons of a new 90% mortgage for first-time buyers offering a seven-year fixed rate, including fees, costs and alternatives.

Lifetime Isa savers pay nearly £3m in just three months for accessing their cash
HMRC charged savers £2.95m in lifetime Isa withdrawal penalties between January and March this year - find out how to avoid paying to access your cash.

Time is running out for first-time buyers to sign up to the government’s free cash scheme
From 30 November, new savers will no longer be able to open a Help to Buy Isa account. Find out the best rates available before they close.

Flats are losing thousands of pounds in value: are first-time buyers to blame?
The average UK flat is worth £3,000 less than it was last year despite overall house prices rising. Are first-time buyers to blame?

Parents pay £6bn towards helping children buy a home
Parents are expected to pay out billions of pounds to help their children buy a home. Which? explains how you can help your child purchase a property.

Is a three-year fixed-rate mortgage better for first-time buyers?
A flurry of rare three-year fixed-rate mortgages have hit the market. But is this term worth going for over more common two-year or five-year deals?

170,000 first-time buyers have used Help to Buy, but is it right for you?
More and more first-time buyers are using Help to Buy equity loans but are they the best way to help you get onto the property ladder?

First-time buyers saving bigger mortgage deposits for fewer properties
First-time buyer deposits have hit £31,000, according to a new report - but there aren't many properties for sale. Which? gives advice to potential buyers.

11 costly mistakes every first-time buyer should avoid
From getting a mortgage to using the wrong solicitor find out 11 common mistakes that first-time buyers make and how to avoid them.