A Disabled Facilities Grant (DFG) is a means-tested grant for people with a permanent disability of any sort – including physical and learning disabilities, sensory impairments and mental illness. A DFG will enable you to make changes to your home that will help you to continue living there.
It could be used to fund work such as:
The DFG is a means-tested grant for people aged 18 years or over, so the amount you could get depends on your household income and savings.
A means test looks at your income and savings together with that of your spouse or partner, if you have one. The first £6,000 of household savings are exempted from the means test.
Each local authority has its own policy for the means test, so it’s not possible to provide information about the precise limits for income and savings. to find out more about their means test for a DFG.
The amount you can get will also depend on the cost of the work that needs doing. Some people might get the total cost of adaptations paid for; others might have to contribute towards the cost.
In order to get the funding, the council must decide that the work is (a) necessary and appropriate to meet your needs, and (b) reasonable and can be done, taking into account the age and condition of the property.
Find out what changes are needed to your property and how much these will cost. If you’ve already had an assessment from the council (either an occupational therapy (OT) assessment or a full ) this will list recommendations.
If you need an assessment, your council will visit to assess if your home is suitable for adaptation and what is needed. There might be a long waiting list, in which case ask if you can use a private OT. You should be able to include the cost of this in your grant application, but check with your council first.
The council will normally need two written estimates for the cost of the work. They may be able to provide a list of builders or give advice about employing one.
This is available from your local authority or, in Northern Ireland, the . This must include a description of your proposed adaptations and two estimates of the cost together with details of any other fees and charges.
You must be the owner or tenant of the property or intend to become the owner or tenant. There must be a disabled person living in the property. You will need to provide documentation to prove either of these scenarios, which must be submitted with the DFG application.
Written consent: if you are renting a property, the owner must provide written agreement for the work to be carried out. If the property is co-owned, then all parties must confirm their agreement in writing.
Certificate: if you are the applicant, you must complete a certificate which states that you will be living in the property for at least five years after the work has been completed, unless you’re unable to due to health problems. This may be difficult if you are a private tenant and you have an .
You will need to apply separately for any necessary planning permission or building regulations approval (unless this is done by a Home Improvement Agency or other organisation).
You’ll need to return the completed application to the local council for approval before work starts on the property. Be warned that if you start work before getting council approval, your application could be turned down. The local authority should respond, in writing, within six months of the application date.
The DFG can be paid either by instalments as the work progresses, or in full when the work is finished.
The council may pay the contractor directly or give you a cheque to pay the contractor yourself. The method of payment should be agreed when the council approves your application. If the work is carried out by a family member, the council will usually only pay for materials, not labour.
When you sign a grant application, you will have to sign a certificate to say you intend to stay living there for at least five years once the work is complete. However, this only needs to be about an ‘intention’ to stay. If you subsequently wanted to or move into a care home because your circumstances have changed, the grant shouldn’t be reclaimed.
If you receive a grant of more than £5,000 and own your home, some councils will place a local land charge on the property. This means that if you move within 10 years, you may need to repay some of the grant.
if your needs change following the completion of work using a DFG, you are entitled to apply for another grant as long as the combined total doesn’t exceed the statutory limit.
The Northern Ireland Housing Executive (NIHE) will assess how practical it is to have proposed adaptations undertaken, taking into account the age and condition of the proposed dwelling.
The NIHE also carries out housing adaptations to meet the needs of its tenants, as well as providing funding for Housing Association properties. Social housing providers can also provide an agreed range of minor housing adaptations without the need for a Health and Social Care assessment.
The system for arranging adaptations on Scheme of Assistance is similar to the Disabled Facilities Grant. You should apply to your local council, and your needs will be assessed, usually by an occupational therapist.
If you aren’t eligible for a DFG but need to make some fundamental changes to the way you live, there are other options to consider: