We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies as per our policy which also explains how to change your preferences.

Money
Mortgages & Property
Mortgages & Property
Mortgage calculators
How much can I borrow: mortgage calculator Mortgage repayment calculator Stamp duty calculator Mortgage deposit calculator 95% mortgage calculator Loan to value calculator Buy-to-let stamp duty calculator Mortgage interest calculator Area comparison tool: where should I buy a home? All 9 calculators
Compare Mortgages
First-time Buyer Mortgages Buy-to-let Mortgages Remortgage Mortgages Moving Home Mortgages
Guides
First-time Buyers Home Movers Mortgages Buy-to-let Renting A Home New-build Homes Scottish And Northern Irish Property Systems Overseas Property

First-time Buyers

Our expert guidance can help you understand how to take your first step on to the property ladder and buy your first home.

Mortgage calculators

Use our calculators to do the sums that could help you buy your dream home.

 

Calculate
Compare mortgages

Use Which? Money Compare to find the best mortgage deals for first-time buyers.

Compare
Mortgages and deposits: the basics
What is a mortgage? How much deposit do you need for a mortgage? How to save for a mortgage deposit
All 4 guides
Buying a home
How to buy a house The cost of buying a house Finding the best places to live
All 13 guides
Which? Mortgage Advisers can arrange your mortgage
Calls are free from mobiles and landlines
0800 197 8461
We’re closed. Open
Sunday from 10am
Arrange a call back
Your home may be repossessed if you do not keep up repayments on your mortgage
Help to Buy
What is Help to Buy? Help to Buy equity loans Help to Buy Isas explained
All 7 guides
Lifetime Isas
How to open the new tax-free lifetime Isa for under 40s and earn as much as £32,000 in free cash from the government.
Are you ready to be a first-time homebuyer?
If you're an aspiring first-time homebuyer, find out the key questions to ask yourself before looking for your first home.
The household bills you'll pay as a homeowner
Discover the household bills and maintenance costs you need to budget for when you buy your first home.
Starter Homes Initiative
Three-and-a-half years after it was announced, no homes have been built under the Starter Homes Initiative.
Right to Buy
Everything you need to know about how Right to Buy works, including eligibility, getting a Right to Buy mortgage, and how much money you could save.
What is affordable housing?
What is an affordable housing scheme, and how can it help you get on to the property ladder?
LISTENING TO THE RIGHT MORTGAGE ADVICE?

Which? Mortgage Advisers listen carefully to what you need, then search thousands of mortgages to choose the No.1 for you, even if you can only go direct.

Calls are free from mobiles and landlines

0800 197 8461
We’re closed. Open Sunday from 10am
Arrange a call back
Your home may be repossessed if you do not keep up your mortgage repayments

Your home may be repossessed if you do not keep up repayments on your mortgage.

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.

×
  © Which? 2018