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First-time Buyers

Our expert guidance can help you understand how to take your first step on to the property ladder and buy your first home.

How much will it cost me to buy a home?

Use our calculators to do the sums that could help you buy your dream home.

 

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Which mortgage is the right one for me?

Use Which? Money Compare to find the best mortgage deals for first-time buyers.

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Mortgages and deposits: the basics
What is a mortgage? How much deposit do you need for a mortgage? How to save for a mortgage deposit
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Buying a home
How to buy a house The cost of buying a house Finding the best places to live
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Help to Buy
What is Help to Buy? Help to Buy equity loans Help to Buy Isas explained
All 7 guides
Lifetime Isas
How to open the new tax-free lifetime Isa for under 40s and earn as much as £32,000 in free cash from the government.
Are you ready to be a first-time homebuyer?
If you're an aspiring first-time homebuyer, find out the key questions to ask yourself before looking for your first home.
The household bills you'll pay as a homeowner
Discover the household bills and maintenance costs you need to budget for when you buy your first home.
Starter Homes Initiative
Find out what we know about the Starter Homes Initiative so far. Could it help you buy your first home?
Right to Buy
Everything you need to know about how Right to Buy works, including eligibility, getting a Right to Buy mortgage, and how much money you could save.
What is affordable housing?
What is an affordable housing scheme, and how can it help you get on to the property ladder?
ON TRACK FOR THE BEST MORTGAGE?

Which? Mortgage Advisers listen carefully to what you need, then search more than 10,500 mortgages to choose the No.1 for you, even if it's one you can only get direct from the lender.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

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