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First-time buyers can take mortgage ‘payment holidays’ with this new deal – should you do it?

Want time off from paying your mortgage? Yorkshire Building Society’s new deal can give you just that. Which? asks if it's as good as it sounds.

Shared ownership mortgage rates getting cheaper

Rates on shared ownership mortgages are getting cheaper. Which? reveals the best deals and assesses whether you should buy through a shared ownership scheme.

Free mortgage valuation ‘surveys’ on the rise, but should you trust them?

Increasing numbers of mortgage deals are being offered with free valuation surveys - but relying on this basic report could be costly.

Should first-time buyers take out a 40-year mortgage?

Mortgages with maximum terms of 40 years make up around half of the market, but how much extra will such a long-term deal cost you?

First-time buyer mortgage market booming despite Brexit uncertainty

The number of first-time home buyers taking out mortgages increased in January despite Brexit uncertainty, taking advantage of cooling house prices across the UK.

Four in 10 homebuyers view under five properties

We reveal how many properties buyers view in different parts of the UK and share one first-time buyer's experience of submitting a sealed bid after an open day.

From stamp duty to annual travelcards: are new-build home incentives worthwhile?

Which? assesses some of the incentives that developers are offering on new-build homes, from price cuts to furnishings packages.

Cheap mortgage rates vs fee-free deals: which are best for first-time buyers?

First-time buyers hunting for a mortgage often look for the cheapest interest rate – but could a fee-free deal with a higher rate save money in the long run?

Average homebuyer mortgage is two-thirds of house price – which rooms do you own?

New research shows the average homebuyer takes out a 67% mortgage - so which rooms of the property do they actually own?

First-time buyers: how much mortgage deposit do you need in your area?

Find out the average mortgage deposit in your local authority, and other things to consider when buying a house for the first time

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