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Compare Credit Cards For Bad Credit
  • The Which? difference

  • Which? Money Compare displays all available credit card deals from providers large and small, whether we get paid commission or not. It makes no difference to how the credit cards appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us.
  • What are Which? Recommended Providers?

  • These are the companies that combine competitive deals with excellent customer service, and have been awarded Which?'s coveted Recommended Provider status.
Using these cards can help repair your credit rating if you've had bad debts.
Interest rates are extremely high and you could be hit with high interest charges if you don't pay off your bill in full each month."

Terms Explained 

Represent­ative APR (variable)

The interest rate for borrowing that at least 51% of the customers accepted will pay.

Which? Customer Score

Which?'s rating for customer satisfaction, based on feedback from thousands of real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand to a friend.

Minimum income required to open account

The minimum annual income you need to have to take out the credit card.

Purchase interest p.a.

The annual interest rate you'll pay on new purchases after the interest-free deal ends.