Lloyds Banking Group has announced that it will close 44 Lloyds Bank and Halifax branches across England and Wales this year.
Here, Which? reveals the full list of affected branches, why Lloyds has decided to shut more of its network and how you can join our campaign to safeguard access to banking.
It's been confirmed that 29 Lloyds Bank branches and 15 Halifax branches will close.
The locations detailed in the table below. You can use the search bar to check if your local branch is closing.
It's not yet been confirmed exactly when each branch will close, but it should be at some point in 2021.
Lloyds Banking Group says the closures are down to the growing number of Lloyds and Halifax digital banking customers.
The number of digital users has risen by over four million in five years to nearly 18 million, of which 13.6 million also choose to be active app users.
Vim Maru, retail director for Lloyds Banking Group, told us: 'This means that, like many businesses on the high street, we must change for a future where branches will be used in a different way and visited less often.'
The Group says that across all of its branches, transactions have fallen by 10% per year in the five years to March 2020, and 'significantly further' in the year since.
Lloyds Banking Group told us the different ways you can still bank if your local branch is closing.
Lloyds Banking Group isn't the first to announce its closing branches.
Over the past few years, bank and building society branches have been disappearing from our high streets at an alarming pace.
Banks and building societies have closed (or scheduled the closure) of 4,299 branches since January 2015, at a rate of around 50 each month.
While online banking is becoming increasingly popular, it's not for everyone.
Many people still rely on bank branches, especially those who need to use cash in their everyday lives.
The UK's cash infrastructure has been under a lot of strain, particularly during the coronavirus crisis, with and ATMs and bank branches closing at pace, leaving the millions of people who still depend on cash with no way to pay.
The government is also moving closer towards cash legislation, which was promised in the March 2020 Budget. While there have been significant delays to its introduction, at our summit, Treasury minister John Glen underlined the government's commitment to legislation and revealed the next step of the process: a consultation on legislative proposals that will be launching this summer.
We're continuing to lobby the government to intervene and protect the UK's banking and cash infrastructure.