Travel insurance: Worldwide travel insurance

Whether you are taking just one trip or many trips worldwide in the next 12 months our Best Rate policies will give you the cover you need at an affordable rate.

Which? Best Rate travel insurance policies provide the cheapest cover meeting our stringent criteria. Our policies include at least £2 million of medical cover for Europe and £5 million worldwide, £1,500 of cover for baggage and personal belongings and £3,000 for cancellation or curtailment.

We have also analysed the 22 most important elements of your travel insurance policy to see which providers offer the best all-round cover including missed departures, delays, holiday and airline failure, terrorism cover and volcanic ash. Insurers with a policy score of less than 65% are not include. 

It is worth noting that policy details can change depending on whether you buy direct or via a comparison site. Always check the terms and conditions of your policy carefully.

Worldwide Best Rate single trip policies (24 days including USA)
 PremiumMaximum age premium applies (year)Policy score
Adult
Bengo Travel Optimum£384965%
Covered 2Go Gold£394984%
Holidaysafe Premier£39a5585%
Multitrip Premier£39a6775%
Insuredtotravel Platinum£406584%
65 to 69 years
Multitrip Premier£39a6775%
AnnualTravelInsurance Super£42a6769%
Greatcover Super£43a6774%
Covered2Go Gold£557084%
Blue Bear Travel Gold£587081%
70 to 74 years
Holidaysafe Premier£71a7485%
Insuredtotravel Platinum£797484%
Blue Bear Travel Gold£858081%
Letsgoinsure Travellers Choice£857485%
Covered2Go Gold£868084%
75 to 79 years
Blue Bear Travel Gold£858081%
Covered2Go Gold£868084%
Holidaysafe Premier£87a7985%
Golfguard Single Trip£987975%
GetSure Premier£1008081%>
80 + years
Holidaysafe Premier£128a8485%
Blue Bear Travel Gold£131No limitb81%
Covered2Go Gold£132No limitb84%
GetSure Premier£1409081%
Insuredtotravel Platinum£1568584%
Family
Holidaysafe Premier£71a3585%
Nowicantravel Premier£743568%
Multitrip Premier£75a6775%
Blue Bear Travel Gold£754981%
GetSure Premier£804981%

Table Notes:
a. Online price. Phone price may be higher b. Price for age 90. Premium increases for 91 years plus 

Premiums were gathered during October 2015. It's worth checking with the insurer as there is a possibility the premiums have changed. This information is updated on a six-monthly basis - next update is due in May 2016.

 

Worldwide Best Rate annual trip policies (including USA)
 PremiumMaximum age premium applies (year)Policy score
Adult
Leisurecare Multi  Traveller£335966%
OUL Direct Gold£344970%
Covered2Go Gold£384984%
Blue Bear Travel Gold£394981%
Topnotchcover Silver£395469%
65 to 69 years
Covered2Go Gold£757084%
Blue Bear Travel Gold£767081%
Holidaysafe Premier£78a7585%
Leisureguard Premier£816973%
Letsgoinsure Travellers Choice£92a7485%
70 to 74 years
Holidaysafe Premier£78a7485%
Letsgoinsure Travellers Choice£92a7485%
Insuredtotravel Platinum£937584%
Leisureguard Premier£977473%
Blue Bear Travel Gold£1067481%
75 to 79 years
Golfguard£1527975%
Blue Bear Travel Gold£1737981%
Covered2Go Gold£1737984%
Bengo Travel Optimum£2057965%
Insureandgo Silver£2077971%>
80 + years
Insureandgo Silver£297No limitb71%
Saga£442aNo limitc95%
Circlecover Silver£470aNo limitb71%
Staysure Comprehensive£4768582%
Castle Cover Silver£512a8568%
Family
Topnotchcover Silver£595459%
Insuredtotravel Platinum£606584%
Letsgoinsure Travellers Choice£616585%
OUL Direct Gold£644970%
Annualtravelinsurance Super£70a6569%

Table Notes:
a. Online price. Phone price may be higher b. Premium for age 85. Premiums increase for 86 years plus c. Premium for age 80. Premiums increase for 81 years plus 

Premiums were gathered during October 2015. It's worth checking with the insurer as there is a possibility the premiums have changed. This information is updated on a six-monthly basis - next update is due in May 2016.

 

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