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What is APR?

Discover what APR actually means with our handy video guide.

Reena Sewraz
Last updated: Nov 2020
In this article
Coronavirus (COVID-19) borrowing update
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Coronavirus (COVID-19) borrowing update

The Financial Conduct Authority (FCA) wants lenders to continue to offer payment holidays on credit cards, loans and other finance agreements in a bid to help ease the financial hardship caused by the coronavirus outbreak.

Keep on top of the latest news and advice related to the COVID-19 pandemic with Which?

You'll see the abbreviation 'APR' used in adverts for credit cards, loans and mortgages. 

In this two-minute video, Which? explains what APR stands for and how it's different from a standard interest rate. 

The video also explains why some credit card customers are offered a higher or lower APR than others.

 

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