AllClear travel insurance overview
AllClear is a specialist insurer with policies for customers that have pre-existing medical conditions. It offers cover for 1,300 different medical conditions.
Its travel insurance is underwritten by Mapfre Asistencia.
What you need to know about AllClear's travel insurance policy:
- Cover offered for a range of pre-existing conditions
- £10m limit for medical expenses
- £2,000 cancellation or curtailment limit
Which? members can login to see the results of our analysis. If you’re not already a member, you can sign up to a two month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.
AllClear's travel insurance policy: is it good or bad?
We've scrutinised around 200 travel insurance policies, combining our analysis with feedback from 4,528 members of the general public.
Each policy is rated to produce a Which? policy score as well as a customer score.
Table last updated in November 2018. Next update in May 2019
| Policy element | Details | Rating | Area covered |
|---|---|---|---|
| Medical expenses cover limit (£) |
 |
| Annual and single-trip |
| Cancellation/curtailment limit (£) |
|
| Annual and single-trip |
| Travel delay - 12 hours limit (£) |
|
| Annual and single-trip |
| Travel delay - maximum limit (£) |
|
| Annual and single-trip |
| Baggage & belongings limit (£) |
|
| Annual and single-trip |
| Money including cash limit (£) |
|
| Annual and single-trip |
| Cash limit (£) |
|
| Annual and single-trip |
How we calculate customer and policy scores
We calculated the customer scores using a combination of overall customer satisfaction and the likelihood of recommending the provider to a friend.
We calculated the policy scores by rating the most important elements of the policy, including medical expenses cover limit, cancellation/curtailment limit, travel delay limit, baggage and belongings limit and money limit.
The total score combines both the customer score and policy score.
To qualify as a Which? Recommended Provider, an insurer must:
- Be regulated by the Financial Conduct Authority.
- Be available to the general public.
- Have received 30 or more responses in our customer survey.
- Have received an average or above average policy score (see table for current average score) and a customer score of 70% or above.
