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Dean is an award-winning personal finance writer who’s spent over 15 years helping consumers navigate the tangled and fascinating world of insurance.
In this article
Barclays Worldwide Travel Insurance comes as part of its Travel pack and Travel Plus packs.
The first – costing £17.50 a month – combines it with European breakdown cover. The second (£26pm) additionally includes discounted fast-track security at airports, six free airport lounge visits per year, and 24/7 digital concierge service. To purchase the cover you must also have a Barclays current account.
It'll cover you, your partner who lives with you and children aged under 23 who travel with you.
Its travel insurance is underwritten by Aviva Insurance Limited.
Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms and conditions of an insurer before committing to any financial products.
This insurer isn't available on MoneySuperMarket, but you can get quotes from other insurers and compare the cheapest with our reviews.
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Barclays' travel insurance was one of the top five policies we rated, and a Best Buy.
79%
Policies
of 48 travel insurers' highest-scoring policies
See our full list of the best travel insurance.
| Medical expenses | £10 million | |
| Dental treatment | £1,000 | |
| Cancellation | £10,000 | |
| Travel abandonment | £10,000 | |
| Natural disaster cover | Included | |
| Cancellation / curtailment: illness, injury or death of person policyholder staying with | Yes/Yes | |
| Bankruptcy of holiday supplier | Covered | |
| Bankruptcy of airline | Covered | |
| Travel delay | £250 | |
| Missed departure: outgoing, returning, connecting | Yes/Yes/Yes | |
| Baggage/personal belongings | £1,500 | |
| Personal liability | £2 million |
Table last updated in May 2026. Next update in May 2027. We recommend checking policies before buying. See how we analyse travel insurance.
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Dean Sobers, Which? travel insurance expert, says:
Barclays Travel Pack came third in our analysis and is a Best Buy.
The policy was one of the most consistent we rated and achieved decent scores in 86 of 120 areas we examined in our analysis.
It offers robust cover against unexpected events, allowing claims for holidays disrupted by terrorism, natural disasters, infectious disease outbreaks, or the bankruptcy of your airline or holiday company.
In the event that a delay causes you to miss multiple flights – outgoing, returning or connecting – the policy offers up to £10,000 cover for missed departures, which is higher than all other policies we reviewed.
It also has relatively low excesses in the event that you claim: £50 for most types of claim.
However, unlike most policies, this is applied to medical claims even if you have an Ehic or Ghic. It also doesn't cover holiday cancellation due to civil unrest or war, though cover for these scenarios is very rare.
If you have a pre-existing medical condition, you'll need to upgrade your policy to have them covered, which may result in a higher premium.
The health upgrade is valid for 12 months, at which point you'll need to re-do this process continue your medical conditions cover. Barclays works with a medical screening company called Verisk to ask customers about their medical conditions.
Unlike the vast majority of policies we analysed you won't need to alert Barclays about changes to your health during this 12 month period. Importantly, though, you won't be covered if you've not been following medical advice or travel when medically unfit to do so.
Barclays isn't a specialist provider for customers with pre-existing medical conditions, but this doesn't necessarily mean it won't be able to cover your medical condition at a reasonable price.
However, if you're struggling to obtain cover, check our guide on travel insurance if you have a medical condition.
Aviva (Barclays' underwriter) uses a claims handling company called Charles Taylor Assistance to handle its claims service.
In March 2024-February 2025, 85-90% of claims made on Barclays travel insurance policies were accepted. Across 2024, the average claims acceptance rate for worldwide cover was 84.5%.
For medical emergencies, call 0800 158 2684 if in the UK or +44 (0)1603 604976 if overseas.
To make a claim while overseas, call +44 (0)1603 604964. To make a claim in the UK, call 0800 404 6856. You can also make a claim online.
Insurers will usually expect you to try recouping lost costs (such as deposits) elsewhere before claiming on your insurance – for example, checking with the travel provider whether you're entitled to a refund or can move a cancelled trip. However, you can still call the insurer to let it know if there's a chance you will need to claim.
You'll need your policy document when you call.
The Barclays Worldwide Travel Insurance policy has a score of 79% and is a Best Buy, the same as Nationwide's FlexPlus policy. The policy above both is the Saga Plus – Single Trip policy which has a score of 81% and is a Best Buy.
The policy below it is Aviva's Signature policy, which has a score of 78%.
Barclays is one of the most comprehensive annual worldwide policies we rated.
Whether it makes sense for you will depend on your personal situation. Unlike most travel insurance policies, Barclays charges a fixed price of £17.50 or £26 a month (£210 or £312 a year).
If you're young or single, chances are you'll be able to get a cheaper travel insurance policy, even though it won't be quite as good.
If you're an older couple, or have children, Barclays' packs could cost less than several standalone travel insurance policies.
Also factor in the breakdown cover and other perks offered by Barclays packs.
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