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InsureandGo travel insurance review

Read our expert review of InsureandGo's travel insurance. Find out how we rate InsureandGo's policy and how it compares with dozens of other travel insurance providers.

In this article
InsureandGo travel insurance overview How good is InsureandGo travel insurance? Should you buy InsureandGo travel insuance?
Is InsureandGo's travel insurance coronavirus proof? InsureandGo travel insurance: how can I claim? Get top money-saving tips from Which?

InsureandGo travel insurance overview

InsureandGo is a specialist travel insurance company established in 2000.

All InsureandGo policies are provided and underwritten by Mapfre Asistencia.

How good is InsureandGo travel insurance?

Policy name Policy type Max trip length Max age Policy score

Covid rating

 

(What's this?)

How well a policy covers you for typical coronavirus-related disruption. Ratings run from basic (worst) to low, superior and complete (best).

InsureandGo Budget Annual and single trip 31 days (annual) / 365 days (single) No age limit Logged out score Superior
InsureandGo Silver Annual and single trip 31 or 45 days depending on age (annual) / 31 or 365 days depending on age  (single) No age limit Logged out score Superior
InsureandGo Gold Annual and single trip 31 or 90 days depending on age (annual) / 31 or 365 days depending on age  (single) No age limit Logged out score Superior
InsureandGo Black Annual and single trip 31 or 90 days depending on age (annual) / 31 or 365 days depending on age  (single) No age limit Logged out score Superior

 

How we analyse travel insurance

 

We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each individual element is to travelers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.

Should you buy InsureandGo travel insuance?

We've rated hundreds of policy details to come up with a combined expert policy score.

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

In detail: every part of InsureandGo's travel insurance rated

   

Budget

Silver

Gold

Black

Weighting Policy element Details Rating Details Rating Details Rating Details Rating
Most important Medical expenses - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most important Medical repatriation - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most important Private healthcare covered in an emergency (if no alternative)? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Pre-existing medical conditions covered? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Dental treatment - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other Hospitalisation cover - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other GHIC excess waiver Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock

 

Table last updated in June 2021. Next update in June 2022.

To see how InsureandGo travel insurance compares with other policies, check out our guide to the best and worst travel insurance.

Is InsureandGo's travel insurance coronavirus proof?

We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.

Specifically, we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad, having to cancel because of a positive test, having to cancel because of self-isolation or having to cancel because of government advice.

We've rated insurers' coronavirus cover, and explained what the policies offer, including any relevant exclusions.

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

InsureandGo travel insurance: how can I claim?

For medical emergencies abroad call +44 (0)207 748 0060.

At present, InsureandGo only appear to be accepting claims online.

However, you can call about your policy on +44 (0)207 748 0062.

You can also ask queries about existing claims on +44 (0)207 748 0061.

Before submitting cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.

You'll need your policy document when you get in touch.

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