The government has today confirmed measures to preserve access to cash that will help protect the millions of people across the UK who still rely on notes and coins.
Thousands of people across the UK joined Which? in calling on the Treasury to act, culminating in Which? CEO Anabel Hoult visiting Downing Street to leave a briefcase filled with their stories for the Chancellor to consider.
Here, we look at what has been announced, and how it will make a difference to the millions of people who need cash in their everyday lives.
Two million people in the UK rely on cash every day - this includes many vulnerable groups across the country.
The government has now committed to introducing new laws to make sure that everyone who needs cash can continue to access it. Which? has long argued that a change in the law is the only way to protect cash.
The Treasury will begin talks with industry and regulators - including the Bank of England, the Financial Conduct Authority (FCA) and Payment Systems Regulator - immediately after the Budget.
Discussions will cover how these groups can work together to ensure customers' payment needs are met. Ideas being floated are:
This action will build on the government's previous efforts to protect cash, including investing in the Post Office to provide everyday banking services, setting up the Payments Systems Regulator to watch over the LINK ATM network and setting up the Joint Authorities Cash Strategy (JACS) group to ensure oversight of the UK cash system.
Anabel Hoult, Which? CEO, said: 'We are pleased that the chancellor has taken decisive action today to ensure that millions of people who have been hit hard by bank branch and ATM closures will continue to have access to cash.
'We know that the cash system faces irreversible damage within the next two years, so the government must swiftly press ahead with its plans to legislate, which must include putting a single regulator in charge of protecting cash.
'It is vital that this commitment is quickly turned into action. We look forward to working with the government, regulators and industry to ensure that cash is protected for as long as it is needed.'
The Treasury will follow the example of international efforts to save cash, including those within Sweden.
A recent Which? investigation highlighted the campaign to save cash in Sweden, a country which has been called the most cashless nation in the world.
Sweden has recently passed legislation requiring large banks to provide customers with facilities for making cash withdrawals.
Which? welcomes the Chancellor's announcement, as our research has revealed just how desperately the UK's cash network needs legal protections.
We also visited smaller communities, like the Welsh town of Harlech, that have been left with no free ATMs whatsoever.
Further Which? research has highlighted the fragility of the nation's digital payments network.
The 2020 Budget will get the ball rolling on protecting cash for the millions of people who need it for years to come.