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Pensions & retirement

Millions hope for lottery win to fund retirement

Millions of over-50s workers across the UK have failed to start making retirement plans, with some even hoping for a lottery win to secure future income.

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Autumn Budget 2017: state pension to rise by 3%

The Chancellor, Philip Hammond, today declined to make substantial changes to pensions in his Autumn Budget. Most significantly, he avoided tinkering with the tax relief system, contrary to widespread speculation...

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Millions to miss out on the chance to see if their state pension is correct

HM Revenue and Customs (HMRC) has reversed a decision to show millions of people how their state pension is calculated, potentially keeping them in the dark about whether or not...

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Pensions: divorced women missing out on £5 billion a year

Seven in 10 couples fail to discuss pension savings during a divorce – despite it being one of the largest assets in a settlement, new research shows. More than half...

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FCA’s biggest ever consumer survey: the 5 things you need to know

In one of the biggest pieces of consumer personal finance research in history, the Financial Conduct Authority quizzed almost 13,000 individuals on the state of their finances – including how...

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Pension schemes to face £50,000 fine for failure to disclose fees

Employer pension schemes will be obliged to publish details of the fees charged to their members or face a hefty fine, under new proposals from the government. The announcement from...

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Pensions dashboard: what we know so far

Which? is calling on the government to set out more detailed plans for the pensions dashboard. The online tool, which will help people track how much they have saved in...

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Risk of savers neglecting pensions exposed by City watchdog

Only one in three people aged 45 to 54 say they have given ‘a great deal of thought’ to how they will manage in retirement, research from the City watchdog...

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Two million facing new state pension payment headache

Just under two million people have been told by the government they will no longer be able to collect their state pension and other benefits using a Post Office Card...

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Ask an expert: ‘I’m about to hire my first employee. Do I need to offer them a pension?’

Every week, Which?’s money experts answer your financial queries. You can submit your questions to money-letters@which.co.uk, or via our Facebook or Twitter pages. Q. I’ve been running my own painting and...

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