More Than home insurance overview
Founded in 2001, More Than has offered a range of insurance products to UK households for over 18 years. From home insurance and car insurance to landlord insurance, More Than offers policies for a variety of policies.
More Than is belongs to the RSA Group which also owns Tower Insurance and its home insurance is underwritten by Royal & Sun Alliance Insurance plc.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does More Than offer the best home insurance?
Here's how More Than scored in our latest home insurance survey:

To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
More Than’s home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of More Than's home insurance rated
Table last updated in March 2020. Next update in February 2021.
To see how More Than's home insurance compares to other policies check out our guide on the best and worst home insurance.
How did customers rate More Than's home insurance?
As well as looking at how More Than's home insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it too.
Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not already a member, join Which? and get full access to these results and all our reviews.
How More Than's home insurance scored for seven elements of customer satisfaction
Table last updated in March 2020. Next update in February 2021.
"-' represents where we have insufficient sample size (less than 30) to generate a star rating
What is More Than's claims number?
If you need to make a claim with More Than home insurance call 0330 100 7783 or you can claim online.
Your claims handler will ask for details about your policy, what happened and how much you're claiming for.
Find out more about claiming successfully in our guide to making a home insurance claim.
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