Argos pet insurance review

Underwritten by Pinnacle Insurance Plc, which works with brands across the UK and Europe, Argos policies cover cats, dogs and rabbits.

For cats and dogs, it offers a selection of policies – lifetime, time-limited and maximum benefit. These cover vets' fees, including dental treatment, theft or straying, and if your pet's needs mean you have to cancel your holiday.

It offers a £1 discount per pet per month when you insure more than one pet, and has a 24-hour helpline that provides access to veterinary nurses over the phone or online.

Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms and conditions of an insurer before committing to any financial products.

Does Argos offer the best pet insurance? 

We've rated 380 pet insurance policies and, where possible, insurer customer and claims service. 

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What does Argos pet insurance cover?

We've taken an in-depth look at Argos' top-scoring policies, breaking down the most important areas of cover.

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'What stood out to me about Argos' policies'

Dean Sobers, Which? pet insurance expert, says:

I was certainly impressed by some of the coverage Argos offered. But is that enough?

If you're a Which? member you can log in (or if not, sign up) to read my explanation of what really matters to pet owners.

How good is Argos at handling claims?

It's all very well having great cover on paper, but will the insurer pay out when the time comes?

That's why we look at industry data on how often insurers pay out, and how many claimants make a complaint — and a worse-than-average record can stop a policy being a Best Buy.

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How does Argos compare with other providers?

Argos' policies were among 380 analysed and scored by our experts. Log in or become a Which? member to find out if they topped the tables.

• Find out more: Best pet insurance providers

Argos: how can you claim?

You can claim with Argos through its website or you can ask your vet to make a claim for you. This is recommended, as your vet will have your pet's medical history and treatment details to hand. Not all vets will do this though.

If you make a claim yourself, make sure you have a copy of the pet's medical details and any paperwork or invoices detailing the costs of its treatment.

You can also call Argos on 0344 543 1053.

Should you buy Argos pet insurance?

Only Which? members can read our ultimate verdict on Argos' cover, so log in or sign up to find out what it is.

How we rate pet insurance