By clicking a retailer link you consent to third-party cookies that track your onward journey. This enables W? to receive an affiliate commission if you make a purchase, which supports our mission to be the UK's consumer champion.
Petplan pet insurance review

In this article
- Does Petplan offer the best pet insurance?
- What does Petplan pet insurance cover?
- 'My view of Petplan's cover'
- How did customers rate Petplan's pet insurance?
- How does Petplan compare with other providers?
- Petplan: how can you claim?
- Should you buy Petplan's pet insurance?
- How we rate pet insurance
Petplan is one of the UK's largest pet insurers, with more than 45 years' experience helping pets through illness and injury.
It offers insurance for cats, dogs, rabbits and horses, underwritten by Allianz.
For dogs and cats, it provides a selection of lifetime policies with annual limits for vet fees, as well as time-limited cover, which will pay for the treatment of a condition for up to 12 months.
Petplan policies can provide cover for some pre-existing medical conditions (for example, if there have been no recent symptoms). However, this depends on the pet's medical history and must be agreed with Petplan when the insurance is taken out.
Please note that this article is for information purposes only and does not constitute advice. Please refer to the particular T&Cs of an insurer before committing to any financial products.
Does Petplan offer the best pet insurance?
We've rated 380 pet insurance policies and, where possible, insurer customer and claims service.
Members can log in to read our full reviews. If you're not already a member, join Which? and get full access to these results and all our reviews.
What does Petplan pet insurance cover?
We've taken an in-depth look at PetPlan's top-scoring policies, breaking down the most important areas of cover.
Log in to read more if you're a Which? member, or sign up to read this and many other reviews.
'My view of Petplan's cover'
Dean Sobers, Which? pet insurance expert, says:

Petplan's policies impressed us, and it came agonisingly close to doing even better.
If you're a Which? member, you can log in (or if not, sign up) to read my full analysis of its cover.
How did customers rate Petplan's pet insurance?
We surveyed Petplan customers, including those who have recently made a claim, to get their views on the insurer.
Log in or sign up to read in full.
How does Petplan compare with other providers?
Petplan's policies were among 380 analysed and scored by our experts. Log in or become a Which? member to find out if they topped the tables.
- Find out more: Best pet insurance providers
Petplan: how can you claim?
You can claim with PetPlan via its website, by post or through your vet.
You can call PetPlan about a claim on 0330 100 7922.
If you make a claim directly (not through your vet), make sure you have a copy of your pet's medical details and any paperwork or invoices detailing the costs of its treatment.
Should you buy Petplan's pet insurance?
Only Which? members can read our ultimate verdict on Petplan's cover, so log in or sign up to find out what it is.
Check you're getting a great deal and search for a new pet insurance policy using the service provided by Stickee. Get a quote now.
How we rate pet insurance
Compare pet insurance
Find the right policy for your pet using the service provided by Stickee
Get a quote