PDSA pet insurance review

Founded in 1917, PDSA is a leading UK veterinary charity that provides free and low-cost treatments to pets in need.

It offers a range of lifetime and time-limited policies for dogs and cats, with the promise that every pet insurance policy sold contributes to its charity work, helping vulnerable, sick pets get treatment.

Please note that this article is for information purposes only and doesn't constitute advice. Please refer to the particular T&Cs of an insurer before committing to any financial products.

Does PDSA offer the best pet insurance? 

We've rated 380 pet insurance policies and, where possible, insurer customer and claims service. 

Members can log in to read our full reviews. If you're not already a member, join Which? and get full access to these results and all our reviews.

What does PDSA pet insurance cover?

We've taken an in-depth look at PDSA's top-scoring policies, breaking down the most important areas of cover.

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'Why PDSA's cover caught my eye'

Dean Sobers, Which? pet insurance expert, says:

If your pet needs an MRI or a root canal, PDSA has you covered. But is that enough to make it a great insurer?

If you're a Which? member, you can log in (or if not, sign up) to read my explanation of what really matters to pet owners.

How good is PDSA at handling claims?

It's all very well having great cover on paper, but will the insurer pay out when the time comes?

That's why we look at industry data on how often insurers pay out, and how many claimants make a complaint – and a worse-than-average record can stop a policy from being a Best Buy.

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How does PDSA compare with other providers?

PDSA's policies were among 380 analysed and scored by our experts. Log in or become a Which? member to find out if they topped the tables.

• Find out more: Best pet insurance providers

PDSA: how can you claim?

You can claim online or download a form to claim by mail.

Alternatively, call 0344 543 1129 to claim by phone.   

Make sure you have a copy of the pet's medical details and any paperwork or invoices detailing the costs of its treatment.

Should you buy PDSA pet insurance?

Only Which? members can read our ultimate verdict on PDSA's cover, so log in or sign up to find out what it is.

How we rate pet insurance