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Sam covers personal finance topics, from the best savings rates to the reasons mortgage lenders say no. He enjoys crunching the numbers to help consumers get ahead.
Anna covers personal finance, helping readers make sense of savings, credit cards and insurance. Her insights are informed by experience in the financial services industry.
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In this article
Coventry Building Society is a medium-sized lender that exclusively offers fixed-rate mortgages.
Here, you can find out what real Coventry Building Society mortgage customers thought about its service, what our expert analysis found about its range of deals, and the best Coventry Building Society mortgage rates on the market right now.
Please note this article is for information purposes only and does not constitute advice. Please refer to the particular T&Cs of a provider before committing to any financial products.
Why you can trust our mortgage lender reviews
Real Coventry BS customer views
We've asked 109 Coventry Building Society mortgage customers about their experiences of the lender.
Expert mortgage rate analysis
We've analysed Coventry Building Society's mortgages to work out if it's a lender that offers competitive deals.
Coventry Building Society got a slightly below-average customer score, placing it just in the bottom half of our table. Our mortgage analysis found that it offers competitive deals; it was the joint 5th cheapest lender overall.
71%
out of 21 mortgage lenders ranked on customer score (joint 13th)
To see how Coventry Building Society compares to other mortgage providers, head to our guide to the best mortgage lenders.
Anna McClean, market analyst, says: 'We analysed thousands of mortgages, using Moneyfacts data, over three months in the summer/autumn of 2026. We created 28 mortgage scenarios, based on typical loan amounts, term lengths and mortgage products, to reveal the lenders that consistently offer the best deals. Ranking first means the provider offered, on average, the cheapest mortgage deals during our analysis period. Coventry Building Society was one of the cheapest lenders overall in our analysis, and was particularly competitive for first-time buyers.'
Here's how Coventry Building Society did in our analysis:
Find out more: check which lenders came ahead of Coventry Building Society in our cheapest lender interest rate analysis
The two-year fixed-rate mortgages Coventry Building Society is currently offering remortgagers, with 80%, 90% or 95% LTVs, are shown in the table.
To see how Coventry Building Society compares with other mortgage providers, head to our guide to the best mortgage rates, which is updated every day.
| 80% | Coventry Building Society | 71% | 5.27% | £999 | 6.54% |
| 80% fee free | Coventry Building Society | 71% | 5.55% | £0 | 6.54% |
| 90% | Coventry Building Society | 71% | 5.37% | £999 | 6.54% |
| 90% fee free | Coventry Building Society | 71% | 5.64% | £0 | 6.54% |
| 95% | Coventry Building Society | 71% | 5.69% | £999 | 6.54% |
| 95% fee free | Coventry Building Society | 71% | 5.84% | £0 | 6.54% |
Table notes Data from Moneyfacts, updated daily. Customer score is based on a combination of overall satisfaction and likelihood to recommend the provider. The average customer score is 73%. The results are based on an online survey of 6,514 members of the public conducted in August/September 2026. Providers must receive a minimum sample size of 40 for inclusion in the results. Coventry Building Society had a sample size of 109.
The two-year fixed-rate mortgages Coventry Building Society is currently offering remortgagers, with 60%, 75% or 85% LTVs, are shown in the table.
To see how Coventry Building Society compares with other mortgage providers, head to our guide to the best mortgage rates, which is updated every day.
| 60% | Coventry Building Society | 71% | 5.1% | £999 | 6.54% |
| 60% fee free | Coventry Building Society | 71% | 5.35% | £0 | 6.54% |
| 75% | Coventry Building Society | 71% | 5.2% | £999 | 6.54% |
| 75% fee free | Coventry Building Society | 71% | 5.43% | £0 | 6.54% |
| 85% | Coventry Building Society | 71% | 5.27% | £999 | 6.54% |
| 85% fee free | Coventry Building Society | 71% | 5.55% | £0 | 6.54% |
Table notes Data from Moneyfacts, updated daily. Customer score is based on a combination of overall satisfaction and likelihood to recommend the provider. The average customer score is 73%. The results are based on an online survey of 6,514 members of the public conducted in August/September 2026. Providers must receive a minimum sample size of 40 for inclusion in the results. Coventry Building Society had a sample size of 109.
The two-year fixed-rate mortgages Coventry Building Society is currently offering remortgagers, with 60%, 75% or 85% LTVs, are shown in the table.
To see how Coventry Building Society compares with other mortgage providers, head to our guide to the best mortgage rates, which is updated every day.
| 60% | Coventry Building Society | 71% | 5.2% | £999 | 6.54% |
| 60% fee free | Coventry Building Society | 71% | 5.49% | £0 | 6.54% |
| 75% | Coventry Building Society | 71% | 5.29% | £999 | 6.54% |
| 75% fee free | Coventry Building Society | 71% | 5.56% | £0 | 6.54% |
| 85% | Coventry Building Society | 71% | 5.38% | £999 | 6.54% |
| 85% fee free | Coventry Building Society | 71% | 5.63% | £0 | 6.54% |
Table notes Data from Moneyfacts, updated daily. Customer score is based on a combination of overall satisfaction and likelihood to recommend the provider. The average customer score is 73%. The results are based on an online survey of 6,514 members of the public conducted in August/September 2026. Providers must receive a minimum sample size of 40 for inclusion in the results. Coventry Building Society had a sample size of 109.
Find the right mortgage using the fee-free service provided by L&C Mortgages
Compare mortgagesIf you click on the link and complete a mortgage with L&C Mortgages, L&C is paid a commission by the lender and will share part of this fee with Which? Ltd helping fund our not-for-profit mission. We do not allow this relationship to affect our editorial independence. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
We asked Coventry Building Society mortgage customers about their experience with the lender.
Here's how customers rated Coventry Building Society in various areas of service:
| Category | Star rating |
|---|---|
| Overall customer service | |
| Keeping you well informed (eg telling you about changes to interest rates) | |
| Clarity of mortgage statements | |
| Transparency of charges/penalties | |
| Flexibility of payments (eg being able to overpay/underpay/take payment holidays) | |
| Online access (eg being able to access your account online or via an app) |
Table notes Star ratings are out of five. The results are based on an online survey of 6,514 members of the public conducted in August/September 2026. Providers must receive a minimum sample size of 40 for inclusion in the results. Coventry Building Society had a sample size of 109.
The rates were good, and communication is clear
We not only produce customer scores and star ratings but also collect comments from real customers.
Most of these were positive for Coventry Building Society.
Respondents said that communication from the building society is 'clear' and 'straightforward'. Several customers described their experience of having a mortgage with the lender as 'smooth'.
Comments also praised Coventry Building Society for offering offset mortgages. An offset mortgage is a home loan where savings held in a linked bank account are subtracted from the amount of mortgage that you pay interest on, meaning you can either pay less each month or pay off your mortgage more quickly.
When we checked in September 2026, there were 107 mortgages available from Coventry Building Society. All of these were fixed-rate deals, meaning your interest rate stays the same for a set initial period.
Coventry Building Society mortgages had initial periods of two and a half, three or five and a half years.
Coventry Building Society doesn't publish its borrowing caps, but you can use its affordability calculator to check the size of a mortgage you qualify for.
Currently, Coventry Building Society doesn't offer green mortgage products.
All of Coventry Building Society's mortgages have a maximum term length of 40 years.
We’re not influenced by third parties. We work entirely on behalf of you, the consumer – nobody else. See our statement of editorial independence.
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