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Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

New research claims 'buy now, pay later' schemes such as Klarna and Clearpay can affect shoppers' credit ratings - but is this really true? Which? investigates.

Tymit ‘buy now, pay later’ credit card: can it save you money?

Which? takes a closer look at the Tymit credit card which claims to offer a new way to control interest on big and small purchases and save money.

Should you use Klarna to pay for flights and hotels?

Klarna's 'buy now pay later' service is being offered on flight and hotel booking sites. But is it a safe way to pay for your next holiday?

M&S to offer ‘buy now pay later’ service with Clearpay

M&S.com shoppers will be able to stagger payments interest-free over six weeks. But what are the risks of using this new option at the checkout?

From Laybuy to Klarna: how safe is ‘buy now, pay later’ online?

The next time you’re in-store or shopping online you could be given the choice to spread the cost of your purchase and pay by Laybuy. Is it safe?

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