We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies as per our policy which also explains how to change your preferences.

Close
Menu
Home care
Find out about care at home, adaptations and technology to help you to stay independent in your own home for longer.
Financing care
Learn about funding options for home care, home adaptations and care homes, together with Attendance Allowance, gifting assets and Power of Attorney.
Housing options
Consider your options and learn about sheltered housing, retirement villages and care homes.
End of life
Guidance to help you through the emotional and practical steps of losing a loved one, from coping with bereavement to arranging a funeral.

Common postal scams

Scammers are always coming up with new ideas, but here are some well-known postal scams to look out for.
3 min read
In this article
Lottery/prize draw scams Psychic and clairvoyant scammers Pyramid scheme scams Hard-luck story scams
Advance fee fraud Unclaimed inheritance scams Bogus debt letters

Lottery/prize draw scams


The scam: you receive a letter congratulating you on winning a cash prize. If you respond to the letter, you’ll be asked to pay a fee before the prize is ‘released’.

The reality: you won’t receive any prize and you may be asked to pay further increasing fees or to call a premium-rate number.
 

Psychic and clairvoyant scammers


The scam: someone claiming to be able to see into the future tells you that they have important information about your impending fate. You must pay them money if you want to find out what it is.

The reality: your pet hamster probably has more psychic powers. Their vision of the future is likely to be false.
 

Pyramid scheme scams


The scam: you receive a letter telling you about a great business investment that involves huge profits with zero risks. You usually have to pay to join the scheme and you get financial rewards for recruiting other ‘members’.

The reality: the product you’re investing in is usually worthless or non-existent. Your money is not invested but simply passed on to the fraudsters. You might get small payouts at the beginning to convince you that this is a legitimate scheme and to trick you into investing more money.
 

Hard-luck story scams


The scam: the scammer writes to you with a sob story. They might be terminally ill and require an expensive operation to heal them. They might have lost all their money due to an unfortunate accident or event.

The reality: these stories are completely fake. Don’t respond.
 

Advance fee fraud


The scam: you get a letter asking you to help a millionaire in a war-torn country to transfer their millions into a UK bank account for safe keeping. In return they will pay you a substantial reward. The letter might be from an individual, a government official or a lawyer.

The reality: if you respond, you’ll be asked to pay various fees or you may be asked for your bank details. The truth is there is no money to transfer and the fraudsters will use your details to try to steal the money in your account.
 

Unclaimed inheritance scams


The scam: you get a letter from a ‘solicitor’ telling you that someone has left you money in their will. The letter may claim to be from a genuine law firm with a postal address, email or website that looks real.

The reality: it’s highly unlikely that someone you don’t know would leave you money in their will. You can check whether a solicitor is genuine by contacting the Solicitors Regulation Authority.

Safeguard us from scams
Fraud is costing Brits £9bn each year. Help Which? urge the government to make sure companies safeguard us from scams.

Bogus debt letters


The scam: you get a letter claiming to be from a debt recovery agency, chasing an unpaid utility bill or something similar. They threaten to take legal action against you if the bill isn’t paid. Letters might be faked to look like they’ve come from other official sources, such as HMRC. It’s more common for these copycat scams to arrive as emails, but some do send letters, too.

The reality: this is an empty threat and no such debt or bill exists. Always check directly with the company in question (eg the utility company or HMRC) to see if a letter is genuine before paying anything. Contact the organisation using the number from their website or an old bill.

Further reading

Postal scams

Find out how to avoid common postal scams, the scale of the problem and what to look out for.

Phone scams

Here, we describe some of the most common phone scams and offer advice on how to deal with them.

Doorstep scams

Doorstep scammers will have a variety of tricks to scam you out of money. We explain what doorstep scams are and when ...

Last updated: 18 Sep 2018