We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

InsuranceWith travel insurance review

Read Which?'s expert review of InsuranceWith's travel insurance. Find out how we rate InsuranceWith's policy and how it compares with dozens of other travel insurance providers.

In this article
InsuranceWith travel insurance overview How good is InsureWith travel insurance? Should you buy InsureWith travel insurance?
Is InsuranceWith's travel insurance coronavirus-proof? InsuranceWith travel insurance: how can I claim? Get top money-saving tips from Which?

InsuranceWith travel insurance overview

InsuranceWith was founded in 2007 with the aim of providing fair and affordable travel insurance policies to people with medical conditions to cover their upcoming holidays.

InsuranceWith's travel insurance policies are underwritten by Travel Insurance Facilities with Union Reiseversicherung AG, UK (URV).

InsuranceWith travel insurance policies are currently not on sale to new customers.

How good is InsureWith travel insurance?

Policy name Policy type Max trip length Max age Policy score

Covid rating

 

(What's this?)

How well a policy covers you for typical coronavirus-related disruption. Ratings run from basic (worst) to low, superior and complete (best).

InsureWith Emerald Annual and single-trip 45 days (annual) / 94 days (single) 79 years old (annual) / No age limit (single) Logged out score Low
InsureWith Sapphire Annual and single-trip 45 days (annual) / 94 days (single) 79 years old (annual) / No age limit (single) Logged out score Superior
InsureWith Platinum Annual and single-trip 45 days (annual) / 94 days (single) 79 years old (annual) / No age limit (single) Logged out score Superior

 

 

How we analyse travel insurance

 

We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each individual element is to travellers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.

Should you buy InsureWith travel insurance?

We've rated hundreds of policy details to come up with a combined expert policy score.

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

In detail: every part of InsuranceWith's travel insurance rated

   

Emerald

Sapphire

Platinum

Weighting Policy element Details Rating Details Rating Details Rating
Most Important Medical expenses - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most Important Medical repatriation - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most Important Private healthcare covered in an emergency (if no alternative)? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Pre-existing medical conditions covered? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Dental treatment - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other Hospitalisation cover - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other GHIC excess waiver Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock

Table last updated in June 2021. Next update in June 2022.

To see how InsuranceWith's travel insurance compares with other policies, check out our guide on the best and worst travel insurance.

Is InsuranceWith's travel insurance coronavirus-proof?

We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.

Specifically we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad, having to cancel because of a positive test, having to cancel because of self-isolation, or having to cancel because of government advice.

We've rated insurers' coronavirus cover and explained what they offer, including any relevant exclusions.

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

InsuranceWith travel insurance: how can I claim?

For emergency medical assistance call 0333 003 7388.

To make a claim call 0333 999 2698.

Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.

You'll need your policy document when you call.

Get top money-saving tips from Which?

Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox. 

 

×