Postcard travel insurance overview
Postcard, based in Kent, is part of the TIF insurance group and its policies are underwritten by Whitehorse Insurance Ireland dac.
Postcard travel insurance policies are currently not on sale to new customers.
- Find out more: the best and worst travel insurance
How good is Postcard travel insurance?
| Policy name | Policy type | Max trip length | Max age | Policy score | Covid rating
(What's this?) How well a policy covers you for typical coronavirus-related disruption. Ratings run from basic (worst) to low, superior and complete (best). |
|---|---|---|---|---|---|
| Postcard Rookie | Annual and single-trip | 24 days (annual) / 94 days (single) | 79 years old (annual) / No age limit |
| Superior |
| Postcard All Star | Annual and single-trip | 31 days (annual) / 94 days (single) | 79 years old (annual) / No age limit |
| Superior |
| Postcard Legend | Annual and single-trip | 45 days (annual) / 94 days (single) | 79 years old (annual) / No age limit |
| Superior |
How we analyse travel insurance
We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each element is to travellers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.
Should you buy Postcard travel insurance?
We've rated hundreds of policy details to come up with a combined expert policy score.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of Postcard's travel insurance rated
Rookie | All Star | Legend | |||||
| Weighting | Policy element | Details | Rating | Details | Rating | Details | Rating |
| Most important | Medical expenses - limit per claim |
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| Most important | Medical repatriation - limit per claim |
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| Most important | Private healthcare covered in an emergency (if no alternative)? |
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| Secondary | Pre-existing medical conditions covered? |
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| Secondary | Dental treatment - limit per claim |
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| Other | Hospitalisation cover - limit per claim |
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| Other | GHIC excess waiver |
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Table last updated in June 2021. Next update in June 2022.
To see how Postcard's travel insurance compares to other policies check out our guide on the best and worst travel insurance.
Is Postcard's travel insurance coronavirus proof?
We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.
Specifically we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad; having to cancel because of a positive test; having to cancel because of self-isolation or having to cancel because of government advice.
We've rated insurers' coronavirus cover, and explained what they offer including any relevant exclusions.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
Postcard travel insurance: how can I claim?
For emergency medical assistance call 0333 003 7388.
To make a claim call +44 (0) 203 824 0727.
Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.
You'll need your policy document when you call.
- Find out more: how to claim on your travel insurance
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