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Postcard travel insurance review

Read Which?'s expert review of Postcard's travel insurance. Find out how we rate Postcard's policy and how it compares to dozens of other travel insurance providers.

In this article
Postcard travel insurance overview How good is Postcard travel insurance? Should you buy Postcard travel insurance?
Is Postcard's travel insurance coronavirus proof? Postcard travel insurance: how can I claim? Get top money-saving tips from Which?

Postcard travel insurance overview

Postcard, based in Kent, is part of the TIF insurance group and its policies are underwritten by Whitehorse Insurance Ireland dac.

How good is Postcard travel insurance?

Policy name Policy type Max trip length Max age Policy score

Covid rating

 

(What's this?)

How well a policy covers you for typical coronavirus-related disruption. Ratings run from basic (worst) to low, superior and complete (best).

Postcard Rookie Annual and single-trip 24 days (annual) / 94 days (single) 79 years old (annual) / No age limit Logged out score Superior
Postcard All Star Annual and single-trip 31 days (annual) / 94 days (single) 79 years old (annual) / No age limit Logged out score Superior
Postcard Legend Annual and single-trip 45 days (annual) / 94 days (single) 79 years old (annual) / No age limit Logged out score Superior

 

 

How we analyse travel insurance

 

We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each element is to travellers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.

Initially, we score all the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.

Should you buy Postcard travel insurance?

We've rated hundreds of policy details to come up with a combined expert policy score.

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

In detail: every part of Postcard's travel insurance rated

   

Rookie

All Star

Legend

Weighting Policy element Details Rating Details Rating Details Rating
Most important Medical expenses - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most important Medical repatriation - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most important Private healthcare covered in an emergency (if no alternative)? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Pre-existing medical conditions covered? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Dental treatment - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other Hospitalisation cover - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other GHIC excess waiver Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock

Table last updated in June 2021. Next update in June 2022.

To see how Postcard's travel insurance compares to other policies check out our guide on the best and worst travel insurance.

Is Postcard's travel insurance coronavirus proof?

We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.

Specifically we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad; having to cancel because of a positive test; having to cancel because of self-isolation or having to cancel because of government advice.

We've rated insurers' coronavirus cover, and explained what they offer including any relevant exclusions.

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

Postcard travel insurance: how can I claim?

For emergency medical assistance call 0333 003 7388.

To make a claim call +44 (0) 203 824 0727.

Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.

You'll need your policy document when you call.

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