Saga travel insurance overview
Saga offers travel insurance for the over-50s, as well as car, home and pet insurance.
Saga is listed in the Travel Adviser Directory, compiled by the Money Advice Service and the Financial Conduct Authority, as specialising in covering serious medical conditions.
Saga's Select policy is only available on price comparison websites.
Saga travel insurance is underwritten by Astrenska Insurance Limited.
- Find out more: the best and worst travel insurance
How good is Saga's travel insurance?
How we analyse travel insurance
We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each individual element is to travellers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.
Should you buy Saga travel insurance?
We've rated hundreds of policy details to come up with a combined expert policy score.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of Saga's travel insurance rated
Table last updated in June 2021. Next update in June 2022.
To see how Saga's travel insurance compares to other policies check out our guide on the best and worst travel insurance.
Is Saga's travel insurance coronavirus proof?
We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.
Specifically we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad; having to cancel because of a positive test; having to cancel because of self-isolation; or having to cancel because of government advice.
We've rated insurers' coronavirus cover, and explained what they offer, including any relevant exclusions.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews
Saga travel insurance: how can I claim?
For medical emergencies abroad call (+44) 1444 442 105 or 0800 092 2101.
Saga has several different claims numbers:
- For lost or stolen passports, call (+44) 1444 442105 or 0800 092 2101.
- For all other claims on a standard policy it's (+44) 1444 442106 or 0800 092 2099.
- Saga Select claims are on (+44) 1444 442141 or 0800 092 2344.
Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.
You'll need your policy document when you call.
- Find out more: how to claim on your travel insurance
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