We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

Tesco Bank travel insurance review

Read Which?'s expert review of Tesco Bank's travel insurance. Find out how we rate Tesco Bank's policy and how it compares to dozens of other travel insurance providers.

In this article
Tesco Bank travel insurance overview How good is Tesco Bank travel insurance? Should you buy Tesco Bank travel insurance?
Is Tesco Bank's travel insurance coronavirus proof? Tesco Bank travel insurance: how can I claim? Get top money-saving tips from Which?

Tesco Bank travel insurance overview

You might just associate Tesco with the weekly food shop, but Tesco Bank has been providing financial services for more than 20 years and now has 5.6 million customer accounts - 1.8 million of which have insurance products. It also offers car insurance, home insurance, pet insurance and credit cards.

Tesco Bank Travel Insurance is underwritten by Inter Partner Assistance (AXA).

How good is Tesco Bank travel insurance?

Policy name Policy type Max trip length Max age Policy score

Covid rating

 

(What's this?)

How well a policy covers you for typical coronavirus-related disruption. Ratings run from basic (worst) to low, superior and complete (best).

Tesco Bank Economy Annual and single-trip 31 days (annual) / 365 days (single) 79 years old Logged out score Superior
Tesco Bank Standard Annual and single-trip 31 days (annual) / 365 days (single) 79 years old Logged out score Superior
Tesco Bank Premier Annual and single-trip 31 days (annual) / 365 days (single) 79 years old Logged out score Superior

 

How we analyse travel insurance

 

We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each element is to travellers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.

We score all the product elements out of five, which shows how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.

Should you buy Tesco Bank travel insurance?

    We've rated hundreds of policy details to come up with a combined expert policy score.

    Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

    In detail: every part of Tesco Bank's travel insurance rated

       

    Economy

    Standard

     Premier

    Weighting Policy element Details Rating Details Rating Details Rating
    Most important Medical expenses - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
    Most important Medical repatriation - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
    Most important Private healthcare covered in an emergency (if no alternative)? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
    Secondary Pre-existing medical conditions covered? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
    Secondary Dental treatment - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
    Other Hospitalisation cover - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
    Other GHIC excess waiver Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock

    Table last updated in June 2021. Next update in June 2022.

    To see how Tesco Bank's travel insurance compares to other policies check out our guide on the best and worst travel insurance.

    Is Tesco Bank's travel insurance coronavirus proof?

    We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.

    We wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad; having to cancel because of a positive test; having to cancel because of self-isolation or having to cancel because of government advice.

    We've rated insurers' coronavirus cover, and explained what they offer, including any relevant exclusions.

    Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

    Tesco Bank travel insurance: how can I claim?

    For emergency medical assistance call +44 345 303 8373.

    To make a claim call 0345 644 9319. You can also make a claim online.

    Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.

    You'll need your policy document when you call.

    Get top money-saving tips from Which?

    Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox. 

     

    ×