Virgin Money travel insurance overview
Virgin Money has existed as a challenger bank since 1995 and after acquiring a retail banking licence in 2010, Virgin Money has been offering financial products to over three million customers.
Virgin Money's travel insurance is underwritten by MAPFRE Asistencia.
- Find out more: the best and worst travel insurance
How good is Virgin Money travel insurance?
How we analyse travel insurance
We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each individual element is to travellers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.
Should you buy Virgin Money travel insurance?
We've rated hundreds of policy details to come up with a combined expert policy score.
In detail: every part of Virgin Money's travel insurance rated
Table last updated in June 2021. Next update in June 2022.
To see how Virgin Money's travel insurance compares with other policies check out our guide on the best and worst travel insurance.
Is Virgin Money's travel insurance coronavirus proof?
All four of Virgin Money's policy levels received our Superior rating for Covid-19 cover.
We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.
Specifically we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad; having to cancel because of a positive test; having to cancel because of self-isolation; or having to cancel because of government advice.
We've rated insurers' coronavirus cover, and explained what they offer, including any relevant exclusions.
Virgin Money travel insurance: how can I claim?
For medical emergencies abroad call +44 (0) 207 748 8908.
For other claims, call 0330 400 1265.
Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.
You'll need your policy document when you call.
- Find out more: how to claim on your travel insurance
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