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Worldwide travel insurance reviews

See which insurers will give you the cover you need at an affordable rate if you're travelling overseas.

In this article
How do I find the best worldwide travel insurance? How does our Best Rate travel insurance work? Best worldwide single trip travel insurance
Best worldwide annual travel insurance Get top money-saving tips from Which?

How do I find the best worldwide travel insurance?

Whether you are taking just one trip or many trips worldwide in the next 12 months, our Best Rate policies will give you the cover you need at an affordable price.

Which? Best Rate travel insurance policies provide the cheapest cover meeting our stringent criteria.

Our policies include at least £2m of medical cover for Europe and £5m worldwide, £1,500 of cover for baggage and personal belongings, and £3,000 for cancellation or curtailment.

We have also analysed the 22 most important elements of your travel insurance policy to see which providers offer the best all-round cover, including missed departures, delays, holiday and airline failure, terrorism cover and volcanic ash. 

It is worth noting that policy details can change depending on whether you buy direct or via a comparison site. Always check the terms and conditions of your policy carefully.

How does our Best Rate travel insurance work?

Our Best Rate tables cover five groups of travellers. 

  • Adults under 65
  • Adults age 65 to 69
  • Adults age 70 to 74
  • Adults age 75 to 79
  • Adults age 80 and over
  • Families.

Best worldwide single trip travel insurance

The premiums in this table cover 24-day single trip worldwide cover, including the USA.

Premiums were gathered during March 2019. Always check with the insurer before getting a policy, as premiums may have changed.

 

This information is updated on a six-monthly basis - we'll next update the tables in May 2020.

 

Provider Policy Premium Maximum
age premium
applies to
Which?
policy score
Best policies for adults aged under 65
Letsgoinsure Traveller's Choice £41 64 65%
Annual Travel Insurance Super £42 67 59%
Bengo Travel Optimum £43 64 58%
Holidaysafe

 

More info

Online price only. Telephone prices may be higher

Premier £53 65 81%
Covered2Go Gold £55 64 73%
Best policies for adults aged 65 to 69
Covered2Go Gold £55 70 73%
Blue Bear Travel Gold £69 70 72%
Letsgoinsure Traveller's Choice £75 69 65%
Holidaysafe

 

More info

Online price only. Telephone prices may be higher.

Premier £81 69 81%
Bengo Travel Optimum £103 69 58%
Best policies for adults aged 70 to 74
Holidaysafe

 

More info

Online price only. Telephone prices may be higher.

Premier £81 74 81%
Covered2Go Gold £89 74 73%
Blue Bear Travel Gold £102 74 72%
Bengo Travel Optimum £103 74 58%
Letsgoinsure Traveller's Choice £104 74 65%
Best policies for adults aged 75 to 79
Covered2Go Gold £89 79 73%
Holidaysafe

 

More info

Online price only. Telephone prices may be higher.

Premier £99 79 81%
Blue Bear Travel Gold £102 79 72%
Bengo Travel Optimum £124 79 58%
Insured To Travel Silver £170 79 74%
Best policies for adults aged 80 and over
Covered2Go

 

More info

Premium for age 84. It increases for anyone aged 85 or over.

Gold £138 No limit 73%
Blue Bear Travel

 

More info

Premium for age 84. It increases for anyone aged 85 or over.

Gold £143 No limit 72%
Holidaysafe

 

More info

Premium for age 84. It increases for anyone aged 85 or over.. Online price only - telephone prices may be higher.

Premier £144 No limit 81%
Insured To Travel Silver £154 84 74%
Boots

 

More info

Premium for age 84. It increases for anyone aged 85 or over.. Online price only - telephone prices may be higher.

Silver £246 No limit 64%
Best policies for families
Blue Bear Travel Gold £81 49 72%
Holidaysafe

 

More info

Online price only - telephone prices may be higher.

Premier £81 35 81%
JS Insurance Gold £88 54 70%
Letsgoinsure Traveller's Choice £93 64 65%
Covered2Go Gold £98 49 73%

Best worldwide annual travel insurance

The premiums in this table, which covers the best policies for annual travel insurance, including the USA, were gathered in March 2019.

We're updating them again in November, but make sure you check with the insurer for up-to-date pricing. 

 

Provider Policy
name
Premium Maximum
age premium
applies to
Which?
policy score
Leisurecare Traveller's Choice £40 64 69%
Letsgoinsure Traveller's Choice £44 64 65%
Insured To Travel Silver £64 64 74%
InsureandGo Silver £67 64 63%
Travelinsurance.co.uk Gold £68 64 64%

 

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