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Worldwide travel insurance reviews

See which insurers will give you the cover you need at an affordable rate if you're travelling overseas.

In this article
How do I find the best worldwide travel insurance? How does our Best Rate travel insurance work? Best worldwide single trip travel insurance Best worldwide annual travel insurance

How do I find the best worldwide travel insurance?

Whether you are taking just one trip or many trips worldwide in the next 12 months, our Best Rate policies will give you the cover you need at an affordable price.

Which? Best Rate travel insurance policies provide the cheapest cover meeting our stringent criteria.

Our policies include at least £2m of medical cover for Europe and £5m worldwide, £1,500 of cover for baggage and personal belongings, and £3,000 for cancellation or curtailment.

We have also analysed the 22 most important elements of your travel insurance policy to see which providers offer the best all-round cover, including missed departures, delays, holiday and airline failure, terrorism cover and volcanic ash. Insurers with a policy score of less than 65% are not included.

It is worth noting that policy details can change depending on whether you buy direct or via a comparison site. Always check the terms and conditions of your policy carefully.

How does our Best Rate travel insurance work?

Our Best Rate tables cover five groups of travellers. 

  • Adults under 65
  • Adults age 65 to 69
  • Adults age 70 to 74
  • Adults age 75 to 79
  • Adults age 80 and over
  • Families.

Best worldwide single trip travel insurance

The premiums in this table cover 24-day single trip worldwide cover, including the USA.

Premiums were gathered during March 2018. It's worth checking with the insurer as there is a possibility the premiums have changed.

This information is updated on a six-monthly basis - next update is due in November 2018.

Provider Policy Premium Maximum
age premium
applies to
Which?
policy score
Best policies for adults aged under 65
Your Travel Cover Gold £39 54 66%
Blue Bear Travel Gold £40 60 79%
Covered2Go Gold £40 60 81%
Annual Travel Insurance

 

More info

Online price only. Telephone prices may be higher.

Super £42 67 65%
Insured To Travel Silver £42 60 84%
Best policies for adults aged 65 to 69
Covered2Go Gold £56 70 81%
Blue Bear Travel Gold £58 70 79%
Holidaysafe

 

More info

Online price only. Telephone prices may be higher.

Premier £79 74 92%
Insured To Travel Silver £84 70 84%
Letsgoinsure 

 

More info

Online price only. Telephone prices may be higher.

Traveller's
Choice
£87 69 87%
Best policies for adults aged 70 to 74
Holidaysafe

 

More info

Online price only. Telephone prices may be higher.

Premier £79 74 92%
Covered2Go Gold £80 80 81%
Blue Bear Travel Gold £97 80 79%
Letsgoinsure 

 

More info

Online price only. Telephone prices may be higher.

Traveller's
Choice
£118 74 87%
Golfguard Single
Trip
£125 79 67%
Best policies for adults aged 75 to 79
Covered2Go Gold £80 80 81%
Blue Bear Travel Gold £85 80 79%
Holidaysafe

 

More info

Online price only. Telephone prices may be higher.

Premier £97 79 92%
Golfguard Single
Trip
£118 79 67%
Insured To Travel Silver £125 79 84%
Best policies for adults aged 80 and over
Covered2Go

 

More info

Premiums for age 90. They increase for anyone aged 91 or over. 

Gold £110 No limit 81%
Insured To Travel

 

More info

This is the price for anyone aged over 80.

Silver £125 No limit 84%
Blue Bear Travel

 

More info

Premiums for age 90. They increase for anyone aged 91 or over. 

Gold £132 No limit 79%
Holidaysafe

 

More info

This is the price for anyone aged over 80. Online price only - telephone prices may be higher.

Premier £141 No limit 92%
Golfguard Single
Trip
£221 84 67%
Best policies for families
Covered2Go Gold £74 49 81%
Blue Bear Travel Gold £79 49 79%
Holidaysafe

 

More info

Online price only - telephone prices may be higher.

Premier £78 35 92%
Annual Travel Insurance

 

More info

Online price only - telephone prices may be higher.

Super £79 67 65%
Topnotchcover  Silver £82 54 65%

Best worldwide annual travel insurance

Much like the table above, the premiums in this table, whihc covers the best policies for annual travel insurance, including the USA, were gathered in March 2018.

We're updating them again in November, but it would be worth checking prices to see if they have changed. 

Provider Policy Premium Maximum
age premium
applies to
Which?
policy score
Best policies for adults aged under 65
Leisurecare

 

More info

Premiums are slightly more expensive between ages 56 and 67.

Multi
Traveller
£33 54 81%
OUL Direct Gold £34 49 79%
Covered2Go Gold £39 49 92%
Topnotchcover Silver £39 54 84%
Annual Travel Insurance

 

More info

Online price only - telephone prices may be higher.

Super £44 65 81%
Best policies for adults aged 65 to 69
Covered2Go Gold £75 70 92%
Blue Bear Travel Gold £76 70 81%
Holidaysafe

 

More info

Online price only - telephone prices may be higher.

Premier £87 74 67%
Insured to Travel Silver £98 70 79%
Leisureguard Travel Premier £100 75 74%
Best policies for adults aged 70 to 74
Holidaysafe

 

More info

Online price only - telephone prices may be higher.

Premier £87 74 92%
Leisureguard Travel Premier £100 75 81%
Letsgoinsure Traveller's
Choice
£117 75 87%
Covered2Go Gold £124 74 81%
Blue Bear Travel Gold £130 74 79%
Best policies for adults aged 75 to 79
Holidaysafe

 

More info

Online price only - telephone prices may be higher.

Premier £107 79 92%
Covered2Go Gold £185 79 81%
Golfguard - £186 79 67%
Blue Bear Travel Gold £190 79 79%
Insure and Go Silver £253 79 74%
Best policies for adults aged 80 and over
Staysure Comprehensive £354 84 96%
Insure and Go

 

More info

Price quoted is for a traveller aged 85. Premiums are higher for those aged 86 and above.

Silver £377 No limit 74%
Cover Cloud Gold £421 85 69%
Co-operative Insurance

 

More info

Online price only - telephone prices may be higher. Price quoted is for a traveller aged 85. Premiums are higher for those aged 86 and above.

Gold £762 No limit 75%
Saga

 

More info

Online price only - telephone prices may be higher. Price quoted is for a traveller aged 84. Premiums are higher for those aged 85 and above.

- £821 No limit 95%
Best policies for families
Topnotchcover Silver £59 54 65%
Letsgoinsure  Travellers
Choice
£62 65 87%
OUL Direct Gold £64 49 65%
Annual Travel Insurance

 

More info

Online price only - telephone prices may be higher.

Super £70 65 65%
Multi Trip

 

More info

Online price only - telephone prices may be higher.

Premier £74 65 65%