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Mortgages & property

13 unexpected things that can hold up your mortgage application

Time is of the essence in mortgage applications, but small details may stop your application being approved. Which? explains the most common pitfalls.

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House prices: average flat value jumps £75,000 in five years

The average flat price has increased by £75,000 since 2013. Which? takes a look at what this means for first-time buyers hoping to get a property.

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New 95% mortgages for first-time buyers launched: how do they compare?

Which? assesses a new 95% mortgage deal from the digital lender Atom Bank, looking at how it compares to the best first-time buyer deals.

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Property vs pension: which is the better investment?

Some people say their property is their pension - but is this savvy or reckless? We examine the pros and cons of investing in property vs pension.

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Could this new mortgage for older borrowers help those trapped in interest-only deals?

Aldermore has launched a new mortgage that could help older homeowners trapped on interest-only deals they can't repay. We explain how it works.

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Mortgage deal offers £1,000 cashback: but is it worth it?

Pitched to first-time buyers as a way to help with moving costs, we look at whether cashback mortgages offer a good deal over the long-term.

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Slowing house prices spell bad news for Help to Buy equity loans

As property values begin to fall in some regions, Which? looks at how Help to Buy loans might be affected and what your options for repayment are.

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Could landlords really earn £162,000 from buy to let?

Which? assesses new research that claims buy-to-let investors could still make a significant long-term profit from their rental properties.

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Could you buy your first home with reward points?

A new scheme is aiming to get renters onto the property ladder by rewarding spending with points that can be cashed in for a deposit - but is it any good?

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Nine ways to take advantage of the house price slump

As the property market slows down, buyers may have an advantage. Which? explains how you can find the best-value property and negotiate on asking price.

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