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Christmas shoppers missing out on credit card protections

Two in five shoppers are not intending to use credit cards at all for Christmas shopping this year, new Which? research has found. Most of the 2,000 shoppers questioned said...

Will the base rate rise hit your credit card bill?

The Bank of England recently raised interest rates for the first time in a decade – but will this drive up the cost of your credit card, overdraft or personal loan?...

Best credit cards for low interest rates

Lloyds Bank has launched a new, table-topping low-rate credit card with an APR of just 5.7%. The bank’s Platinum Low Rate Credit Card currently tops the Which? Money Compare low-rate...

Ask an expert: ‘Can the bank just reduce my credit limit?’

Every week, Which?’s money experts answer your financial queries. You can submit your questions to money-letters@which.co.uk, or via our Facebook or Twitter pages. Q. I hold several credit cards, which...

Ask an expert: ‘I have a 0% interest credit card – why am I being charged interest?’

Every week, Which?’s money experts answer your financial queries. You can submit your questions to money-letters@which.co.uk, or via our Facebook or Twitter pages. Q. I opened a Sainsbury’s credit card account...

Touch and go: one in three payments now made on contactless cards

Credit and debit card spending jumping to an all-time monthly high in June, according to new statistics.

Complaints

Britain’s debt problems revealed: credit complaints soar by 90%

Complaints about debts and payday loans have rocketed over the past year, as Brits increasingly rely on credit to finance their spending, the Financial Ombudsman Service has warned. Complaints against payday...

The top credit cards for 0% on purchases available today

There’s never been a better time to enjoy interest-free spending than in today’s credit card market.  The longest deals last for two-and-a-half years, and many come with bonus schemes and...

Credit card debt strugglers could save £13bn in fees and interest

People struggling with credit card debt could save as much as £13bn in fees, thanks to new rules proposed by the financial watchdog today. The Financial Conduct Authority has found...

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