We scrutinised 196 travel insurance policies, and combined our analysis of cover with feedback from thousands of customers.
Each policy is rated on the key aspects of its cover to produce a Which? policy score, while our customer score is based on how the insurers were rated by customers.
To qualify as a WRP, an insurer must:
- Be regulated by the Financial Conduct Authority (FCA)
- Be available to the general public
- Have received responses from 30 or more customers in our customer survey
- Have received an average or above policy score (see table for current average score) and a customer score of 70% or above.
Click on the WRPs in the table below to see full details of its customer score and policy elements. Table updated every six months. Next updated in May 2018. For more information about individual policies, read our travel insurance company reviews.
How we calculate customer and policy scores
We calculated the customer scores and claims satisfaction scores using a combination of overall customer satisfaction and the likelihood of recommending the provider to a friend.
We calculated the policy scores by rating the most important elements of the policy including medical expenses cover limit, cancellation/curtailment limit, travel delay limit, baggage and belongings limit and money limit..
The total score combines both the customer score and policy score.