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Holidaysafe travel insurance review

Read Which?'s expert review of Holidaysafe's travel insurance. Find out how we rate Holidaysafe's policy and how it compares with dozens of other travel insurance providers

In this article
Holidaysafe travel insurance overview How good is Holidaysafe travel insurance? Should you buy Holidaysafe travel insurance?
Is Holidaysafe's travel insurance coronavirus-proof? Holidaysafe travel insurance: how can I claim? Get top money-saving tips from Which?

Holidaysafe travel insurance overview

Holidaysafe has been offering travel insurance policies since 2006.

Its policies are underwritten by Whitehorse Insurance Ireland dac.

Holidaysafe travel insurance policies are currently not on sale to new customers.

How good is Holidaysafe travel insurance?

Policy name Policy type Max trip length Max age Policy score

Covid rating

 

(What's this?)

How well a policy covers you for typical coronavirus-related disruption. Ratings run from basic (worst) to low, superior and complete (best).

Holidaysafe Standard Annual and single-trip 31 days (annual) / 94 days (single) 79 years old (annual) / No age limit (single) Logged out score Superior
Holidaysafe Premier Annual and single-trip 31 days (annual) / 94 days (single) 79 years old (annual) / No age limit (single) Logged out score Superior
Holidaysafe Premier Plus Annual and single-trip 45 days (annual) / 94 days (single) 79 years old (annual) / No age limit (single) Logged out score Superior
Holidaysafe Platinum Annual and single-trip 90 days (annual) / 365 days (single) 79 years old (annual) / No age limit (single) Logged out score Superior

 

How we analyse travel insurance

 

We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each individual element is to travellers when choosing a travel insurance policy, and weight it accordingly when calculating our total policy score.

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.

Should you buy Holidaysafe travel insurance?

We've rated hundreds of policy details to come up with a combined expert policy score.

Members can log in to read our full policy analysis. If you're not already a member, join Which? to get full access to these results and all our reviews.

In detail: every part of Holidaysafe's travel insurance rated

   

Standard

Premier

Premier Plus

Platinum

Weighting Policy element Details Rating Details Rating Details Rating Details Rating
Most Important Medical expenses - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most Important Medical repatriation - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Most Important Private healthcare covered in an emergency (if no alternative)? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Pre-existing medical conditions covered? Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Secondary Dental treatment - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other Hospitalisation cover - limit per claim Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock
Other GHIC excess waiver Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock Logged out detail Logged out padlock

Table last updated in June 2021. Next update in June 2022.

To see how Holidaysafe's travel insurance compares with other policies check out our guide on the best and worst travel insurance.

Is Holidaysafe's travel insurance coronavirus-proof?

We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.

Specifically, we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad; having to cancel because of a positive test; having to cancel because of self-isolation; or having to cancel because of government advice.

We've rated insurers' coronavirus cover, and explained what they offer, including any relevant exclusions.

Members can log in to read our full policy analysis. If you're not already a member, join Which? to get full access to these results and all our reviews.

Holidaysafe travel insurance: how can I claim?

For medical emergencies abroad call +44 (0) 333 003 7388.

To make a claim call 0333 999 2698.

Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.

You'll need your policy document when you call.

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