RAC travel insurance overview
Founded in 1897, and given royal approval in 1907 by King Edward VII, the RAC is best known for providing breakdown cover but also offers a range of insurance products, including travel, car and home insurance.
RAC travel insurance policies are underwritten by Great Lakes on behalf of ERGO TIS.
- Find out more: the best and worst travel insurance
How good is RAC travel insurance?
How we analyse travel insurance
We analyse and rate 52 key elements of travel insurance policies to come up with the overall policy score. We assess how important each individual element is to travellers when choosing and using a travel insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall policy score.
Should you buy RAC travel insurance?
We've rated hundreds of policy details to come up with a combined expert policy score.
In detail: every part of RAC's travel insurance rated
Table last updated in June 2021. Next update in June 2022.
To see how RAC's travel insurance compares with other policies, check out our guide on the best and worst travel insurance.
Is RAC's travel insurance coronavirus-proof?
We contacted 86 travel insurers and quizzed them on whether their policies cover coronavirus-related incidents.
Specifically we wanted to know if four scenarios would be covered: needing treatment for coronavirus abroad, having to cancel because of a positive test; having to cancel because of self-isolation; or having to cancel because of government advice.
We've rated insurers' coronavirus cover, and explained what they offer, including any relevant exclusions.
RAC travel insurance: how can I claim?
For emergency medical assistance call 01403 289 148 (UK), +1 844 780 0663 (USA & Canada) or +1 819 780 0662 (Mexico).
To make a claim call 01403 289 151. You can also make a claim online.
Before calling for cancellation claims, you should contact your travel agent and/or airline to seek a refund or to move your trip.
You'll need your policy document when you call.
- Find out more: how to claim on your travel insurance
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