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Tesco Clubcard points shake-up: act now to avoid losing out

Shoppers using vouchers on RedSpottedHanky and Europcar will be affected

Tesco is reportedly scrapping the Clubcard points boost available with RedSpottedHanky and Europcar, which allows shoppers to save on train tickets and car hire.

The supermarket has also announced changes to the exchange rate on offer for customers wishing to convert their Clubcard points into vouchers to use on Cineworld tickets and National Rail railcards.

Which? explains the upcoming changes to the Tesco Clubcard boost partners and the best ways to earn more Clubcard points.


Key partners axed

From 31 January 2019, you’ll no longer be able to use your Clubcard points in exchange for savings on RedSpottedHanky, according to MoneySavingExpert. Currently, Clubcard users can swap Clubcard vouchers for three times their value with the train booking site.

Tesco is also axing the boost available to Clubcard holders with Europcar from 24 February 2019. At the moment shoppers can exchange Clubcard points for three times their value with the car and van hire firm.

Exchange rates changing

The supermarket is also making changes to the Clubcard exchange rates available with other partners, including Cineworld. Currently, you can swap a set amount of points for Cineworld tickets. You need £4.50-worth for an adult and £3.50-worth for a child ticket, a steep discount.

From 30 November, points will instead be worth three times their value when used at Cineworld – but you’ll need to pay the normal venue price.

Points worth £4.50 would get you a ticket worth £13.50. So, if you generally use a cinema that charges more than £13.50 for an adult ticket (or more than £10.50 for a child ticket), you may lose out.

Tesco is also making changes to National Rail railcard exchanges – and these are for the better.

Currently, you can swap £15-worth of Clubcard points for a £30 Family & Friends, Senior, Two Together or 16-25 railcard, or exchange £10-worth of points for a £20 Disabled Persons railcard. But from 30 November points will be worth three times their value to bring the boost in line with Tesco’s other rates. This means £10-worth of points will get you a £30 railcard.

How to avoid losing out

If you have built up Tesco Clubcard points to use with RedSpottedHanky or Europcar, you should act now to avoid losing out.

You can swap Clubcard vouchers for three times their values with RedSpottedHanky before 31 January 2019 and Europcar before 24 February 2019.

The voucher you get with will be valid for six months.

If you are keen to swap your points for savings with Cineworld, you should check the cost of a cinema ticket at your local venue. If it’s more than £13.50 for an adult ticket or more than £10.50 for a child ticket, you should swap your points before 30 November.

But if you plan to swap your Clubcard points for a saving on a National Rail railcard, you will be better off waiting for the Clubcard points exchange rate to become three times its current value.

However, Tesco warns that if for any reason there is a delay in launching the new three-times the value offer for Cineworld and Railcard, the partner will be temporarily removed.

Why is this happening?

The changes will bring the Clubcard reward scheme in line with a major shake-up introduced in June earlier this year.

This made nearly all Clubcard vouchers worth three times the value in boost deals with Tesco partners. Previously points could be exchanged for between two and four times their value.

Other ways to boost your Clubcard points

If you collect Clubcard points, here are some other ways to boost them.

1. Use the app

Shoppers can earn up to 25% extra points using Tesco’s Pay+ app until 31 December.

The Pay+ app allows you to earn points and pay for your shopping through your smartphone.

You can collect one extra point for every £4 you spend at Tesco, so you’ll get five points in total.

2. Bank with Tesco

The Tesco Bank Current Account allows you to earn Clubcard points on your everyday spending.

Until April 2019 you can collect one point for every £1 you spend at Tesco and one point for every £8 you spend elsewhere.

The account offers 3% interest on balances up to £3,000 until April 2019.

3. Switch to Tesco Mobile

With Tesco Mobile, you can collect one Clubcard point for every £1 you spend on your monthly bill or topping-up in-store, online or over the phone.

Use a Tesco credit card

Tesco Bank, a Which? Recommended Provider, offers a range of credit cards that offer extra Clubcard points on spending.

You can earn one point for every £4 spent in Tesco and for every £8 spent elsewhere.

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