Credit cards & loans
MPs have voted down a proposal to speed up the regulation of the new wave of 'buy now, pay later' firms, which enable shoppers to pay in instalments. Find out why we think it's a missed opportunity.
If you’re applying for a mortgage, a loan or even a mobile phone contract in 2021, then your credit score will be key to deciding your eligibility.
Which? calls for 'buy now, pay later' (BNPL) firms such as Klarna to be fully regulated after our research finds their products drive irresponsible spending.
Find out how credit reports are being used in the government's coronavirus home test applications process.
Which? explains new rules that will allow credit card and loan borrowers to apply for payment holidays until March 2021.
Barclaycard has made a raft of changes to its terms and conditions including hiking minimum payments. Here, Which? explains how the changes could affect you.
Find out how Experian's open banking tool uses your current account information - such as income, savings and media subscriptions - to boost your credit rating.
Peer-to-peer lender Zopa has launched an app-based credit card in a bid to rival digital banks. Which? analyses at the features and how it compares.
Find out about further financial help for borrowers during the COVID-19 outbreak from November, and what it means for your credit report.
New Which? research shows almost 800,000 households could have defaulted on credit card and loan repayments in October, and things are likely to get worse in November.