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Credit cards & loans

MPs reject call to speed up regulation of new ‘buy now, pay later’ providers

MPs reject call to speed up regulation of new ‘buy now, pay later’ providers

MPs have voted down a proposal to speed up the regulation of the new wave of 'buy now, pay later' firms, which enable shoppers to pay in instalments. Find out why we think it's a missed opportunity.

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Eight ways to boost your credit score in 2021

Eight ways to boost your credit score in 2021

If you’re applying for a mortgage, a loan or even a mobile phone contract in 2021, then your credit score will be key to deciding your eligibility.

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Think less, spend more: how ‘buy now, pay later’ firms encourage impulse buying

Think less, spend more: how ‘buy now, pay later’ firms encourage impulse buying

Which? calls for 'buy now, pay later' (BNPL) firms such as Klarna to be fully regulated after our research finds their products drive irresponsible spending.

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Do you need a good credit score to get a COVID-19 home test?

Do you need a good credit score to get a COVID-19 home test?

Find out how credit reports are being used in the government's coronavirus home test applications process.

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Coronavirus payment holidays on credit cards and loans extended to March 2021

Coronavirus payment holidays on credit cards and loans extended to March 2021

Which? explains new rules that will allow credit card and loan borrowers to apply for payment holidays until March 2021.

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Barclaycard to impose higher minimum charges on credit cards to clear persistent debt

Barclaycard to impose higher minimum charges on credit cards to clear persistent debt

Barclaycard has made a raft of changes to its terms and conditions including hiking minimum payments. Here, Which? explains how the changes could affect you.

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Experian Boost: now your Netflix subscription can improve your credit score

Experian Boost: now your Netflix subscription can improve your credit score

Find out how Experian's open banking tool uses your current account information - such as income, savings and media subscriptions - to boost your credit rating.

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Zopa launches app-based travel credit card: is it worth going for?

Zopa launches app-based travel credit card: is it worth going for?

Peer-to-peer lender Zopa has launched an app-based credit card in a bid to rival digital banks. Which? analyses at the features and how it compares.

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Coronavirus payment holidays to be extended – how will it impact your credit score?

Coronavirus payment holidays to be extended – how will it impact your credit score?

Find out about further financial help for borrowers during the COVID-19 outbreak from November, and what it means for your credit report.

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Missed credit card and loan repayments rise as support is withdrawn

Missed credit card and loan repayments rise as support is withdrawn

New Which? research shows almost 800,000 households could have defaulted on credit card and loan repayments in October, and things are likely to get worse in November.

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