Credit cards & loans
Credit card firms warned on ‘snowballing’ fees for late or missed payments
The Financial Conduct Authority (FCA) has warned credit card firms to avoid hitting customers with extra fees when they run into financial trouble.
‘Left in the lurch by Saga’ – what happens when a lender scraps your credit card?
Saga Platinum credit card customers have just two weeks left to pay their balance. What should you do if your credit card closes?
Nationwide scraps Simply Rewards cashback scheme: what are the alternatives?
Nationwide has scrapped its Simply Rewards cashback incentives on credit card spending. Find out what will happen and the best alternative cashback deals.
Balance transfer credit cards: interest-free periods drop by five months
Consumers have even less time to pay off credit card debt using 0% balance transfer credit cards. Which? explains how to find the best deals on the market.
Borrowers face early-repayment charges on half of all personal loans
Which? analysis has found over half (59%) of loans on the market come with penalties that could catch borrowers out when trying to clear their debts early.
From Laybuy to Klarna: how safe is ‘buy now, pay later’ online?
The next time you’re in-store or shopping online you could be given the choice to spread the cost of your purchase and pay by Laybuy. Is it safe?
Two-thirds of people don’t know the cost of their overdraft
Two-thirds of Brits with an unarranged overdraft have no idea how much it's costing them. Which? explains how to get back in control of debt.
Saga withdraws platinum credit card – are you affected?
We take a look at what the end of Saga's Platinum Credit Card means for customers and what to do if you've been affected.
M&S relaunches cheapest loan rate – but it comes with a catch
M&S Bank has revived its 2.8% APR deal on loans between £7,500 and £20,000, but only if you can repay it within three years. Which? crunches the numbers.
How to pay off Christmas credit card debt
If you’ve racked up credit card debt this year, don’t put off dealing with it. Use our tips to get back in control of your finances.