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Credit cards & loans

From credit blacklists to the source of credit rejections: five credit report myths busted

From credit blacklists to the source of credit rejections: five credit report myths busted

As Credit Awareness Week launches, Which? looks at where people are going wrong with their credit reports and how you can look after and improve your credit score.

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Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Thousands of tenants could find it easier to get onto the housing ladder and get better credit deals as Equifax includes rent in credit scores. How to be included.

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Student credit cards: are they ever a good idea?

Student credit cards: are they ever a good idea?

Should cash-strapped students turn to credit cards? We look at seven cards designed for students and weigh up their pros and cons against mainstream credit cards, overdrafts and 'buy-now-pay-later' schemes.

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Monzo and NatWest to show credit scores for free – can it help you?

Monzo and NatWest to show credit scores for free – can it help you?

Monzo and NatWest will start showing customers their credit scores in its app. Here's how to track and improve your score.

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Are you paying your credit card off earlier than you need to?

Are you paying your credit card off earlier than you need to?

NatWest is giving longstanding credit card holders longer to pay their balance via direct debit. Which? reveals when other major banks move your cash.

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Thomas Cook prepaid travel cards to close – what you need to know

Thomas Cook prepaid travel cards to close – what you need to know

Travellers with a Thomas Cook prepaid card are being sent emails claiming its range of prepaid cards is about to close and all remaining funds need to be withdrawn. However,...

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TSB to offer small short-term loans as an alternative to overdrafts

TSB to offer small short-term loans as an alternative to overdrafts

TSB will unveil a new range of short-term loans to help overdraft borrowers facing hikes of up to 50% EAR. Which? investigates if small personal loans are a viable alternative.

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Your credit card could be suspended because of new debt rules

Your credit card could be suspended because of new debt rules

The financial regulator has warned banks not to unjustly cancel credit cards of persistent borrowers. Here we explain if you'll be affected and what you can do.

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Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

Can shopping with Klarna, Clearpay or Laybuy hurt your credit score?

New research claims 'buy now, pay later' schemes such as Klarna and Clearpay can affect shoppers' credit ratings - but is this really true? Which? investigates.

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Interest-free balance transfer credit card deals hit record low

Interest-free balance transfer credit card deals hit record low

Debt-busting 0% balance transfer credit cards are getting scarcer even as the deadline to suspend cards of long-term debtors looms.

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