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Credit cards & loans

Should you use Klarna to pay for flights and hotels?

Klarna's 'buy now pay later' service is being offered on flight and hotel booking sites. But is it a safe way to pay for your next holiday?

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M&S to offer ‘buy now pay later’ service with Clearpay

M&S.com shoppers will be able to stagger payments interest-free over six weeks. But what are the risks of using this new option at the checkout?

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John Lewis credit card offers points boost for Christmas

John Lewis has boosted the points offer on its Partnership rewards credit card just in time for Christmas shopping season. But is it worth going for?

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7 ways to pay less or no credit card interest

Credit card borrowing is getting more expensive. Use our tips to avoid, or cut down on, your credit card interest.

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American Express links credit card interest with the base rate: will you pay more?

American Express credit card interest will vary in line with the Bank of England base rate from 1 October 2019. Find out if you'll end up paying more on your credit card.

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App-based bank Monzo now offers loans – are they the cheapest way to borrow?

Challenger bank Monzo has launched a range of loans as it adds to the suite of products available through its app-based bank account. Monzo launched overdrafts to customers in April...

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HMRC overcharged graduates £36m for student loans repayments

Around 68,000 graduates overpaid their student loan debt for the 2017-18 tax year. Find out why HMRC overcharged these workers, and how to claim a refund.

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‘Paying with credit card cost me £60’: the transactions with unexpected costs

Credit card users are being hit with fees and interest on payments they don’t realise are classed as ‘cash advances’. Which? explains how to avoid being stung.

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How to protect your holiday money from a currency crash

The pound is at its weakest in six months. Find out what it means for you, and what you can do to make your travel money go further.

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HSBC will compensate 18,000 customers for unfair debt charges

We explain how the HSBC compensation scheme for unfair debt charges works and what to do if you think you might have been affected.

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