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Coronavirus Read our latest advice

Credit cards & loans

Coronavirus: how to apply for a car finance payment holiday

Coronavirus: how to apply for a car finance payment holiday

Borrowers facing financial difficulties because of the coronavirus crisis may see support from car finance companies extended under the FCA's latest proposals.

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Brits pay off £7.4bn of debt during lockdown: how to manage yours

Brits pay off £7.4bn of debt during lockdown: how to manage yours

With no pubs, no restaurants and no holidays, many UK consumers spent their money repaying billions in personal loans and credit card balances in April.

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Will a coronavirus payment holiday impact your credit score?

Will a coronavirus payment holiday impact your credit score?

Taking a payment holiday on your credit card, loan and mortgage during the coronavirus pandemic need not harm your credit rating if it's done in the right way. Which? explains how.

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How to boost your borrowing chances as credit card and loan deals shrink

How to boost your borrowing chances as credit card and loan deals shrink

With credit and lending cutbacks, even the most financially secure are worried about paying bills because of coronavirus. We explain the best ways to improve your chances of borrowing.

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From credit blacklists to the source of credit rejections: five credit report myths busted

From credit blacklists to the source of credit rejections: five credit report myths busted

As Credit Awareness Week launches, Which? looks at where people are going wrong with their credit reports and how you can look after and improve your credit score.

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Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Equifax to include tenants’ rental payments on credit reports – can it help you get a mortgage?

Thousands of tenants could find it easier to get onto the housing ladder and get better credit deals as Equifax includes rent in credit scores. How to be included.

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Student credit cards: are they ever a good idea?

Student credit cards: are they ever a good idea?

Should cash-strapped students turn to credit cards? We look at seven cards designed for students and weigh up their pros and cons against mainstream credit cards, overdrafts and 'buy-now-pay-later' schemes.

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Monzo and NatWest to show credit scores for free – can it help you?

Monzo and NatWest to show credit scores for free – can it help you?

Monzo and NatWest will start showing customers their credit scores in its app. Here's how to track and improve your score.

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Are you paying your credit card off earlier than you need to?

Are you paying your credit card off earlier than you need to?

NatWest is giving longstanding credit card holders longer to pay their balance via direct debit. Which? reveals when other major banks move your cash.

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Thomas Cook prepaid travel cards to close – what you need to know

Thomas Cook prepaid travel cards to close – what you need to know

Travellers with a Thomas Cook prepaid card are being sent emails claiming its range of prepaid cards is about to close and all remaining funds need to be withdrawn. However,...

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