Credit cards & loans
App-based bank Monzo now offers loans – are they the cheapest way to borrow?
Challenger bank Monzo has launched a range of loans as it adds to the suite of products available through its app-based bank account. Monzo launched overdrafts to customers in April...
HMRC overcharged graduates £36m for student loans repayments
Around 68,000 graduates overpaid their student loan debt for the 2017-18 tax year. Find out why HMRC overcharged these workers, and how to claim a refund.
‘Paying with credit card cost me £60’: the transactions with unexpected costs
Credit card users are being hit with fees and interest on payments they don’t realise are classed as ‘cash advances’. Which? explains how to avoid being stung.
How to protect your holiday money from a currency crash
The pound is at its weakest in six months. Find out what it means for you, and what you can do to make your travel money go further.
HSBC will compensate 18,000 customers for unfair debt charges
We explain how the HSBC compensation scheme for unfair debt charges works and what to do if you think you might have been affected.
Could ‘bad credit’ credit cards be more expensive than a payday loan?
Stepchange warns credit builder cards charging between 30-70% APR cards are exacerbating debt problems for the financially vulnerable rather than helping.
Barclaycard scraps free spending overseas on credit card: will you be affected?
The Barclaycard Platinum Cashback Plus credit card will no longer offer fee-free spending and cash withdrawals abroad. Find out which cards are best to take abroad.
FCA launches probe into credit report market
The regulator has five big concerns including the quality of information on credit reports and the risks posed by Open Banking.
Bank of Ireland sells off UK credit cards: what will happen to your account?
UK credit cards issued by the Bank of Ireland, AA and the Post Office will be transferred to a new owner in 2020. Find out how your credit card will be affected.
NatWest launches cheaper interest rate plan for credit cards: can it save you money?
NatWest credit card customers can take greater control over their borrowing with a feature that lets you switch up to four expensive purchases onto a cheaper rate.