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Credit cards & loans

Klarna overhauls ‘buy now, pay later’ service: what you need to know

Klarna overhauls ‘buy now, pay later’ service: what you need to know

The popular 'buy now, pay later' firm has made changes to its checkout language, late fees, and affordability checks amid growing criticism of the sector.

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Online shoppers bombarded with ‘buy now, pay later’ schemes

Online shoppers bombarded with ‘buy now, pay later’ schemes

Which? research finds fashion, children's and homeware retailers are offering multiple schemes with sparse detail on ​late fees, credit checks and how repayments work.

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Curve launches ‘buy now, pay later’ feature called Flex – should you use it?

Curve launches ‘buy now, pay later’ feature called Flex – should you use it?

Find out how Curve's 'buy now, pay later' feature works, what's different from other BNPL products, and whether you should use it.

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Monzo launches Monzo Flex ‘buy now, pay later’ – what you need to know

Monzo launches Monzo Flex ‘buy now, pay later’ – what you need to know

Monzo Flex will allow eligible Monzo customers to split the cost of purchases into three instalments for free or longer for 19% APR, with any retailer.

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Revolut’s salary advance feature can release 50% of your pay early – should you use it?

Revolut’s salary advance feature can release 50% of your pay early – should you use it?

Find out how Revolut's new salary advance feature Payday works, and whether it could affect your credit score.

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Laybuy app expands ‘buy now, pay later’ payments to Amazon, easyJet and more

Laybuy app expands ‘buy now, pay later’ payments to Amazon, easyJet and more

Laybuy has just made it easier for hundreds of retailers, including Amazon, to offer its BNPL scheme. Which? offers three tips for shopping safely.

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NewDay launches UK’s first digital only credit card: is it any good?

NewDay launches UK’s first digital only credit card: is it any good?

Specialist lender NewDay has launched the first UK consumer credit card that doesn't come with a physical plastic card, called 'Bip'. Should you consider it?

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Lloyds Bank launches new cashback credit card – is it any good?

Lloyds Bank launches new cashback credit card – is it any good?

Lloyds Bank has launched a new, fee-free cashback credit card that offers up to 0.5% cashback on all purchases. Should you consider it?

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American Express to overhaul British Airways Avios reward cards: what the changes mean for you

American Express to overhaul British Airways Avios reward cards: what the changes mean for you

American Express is overhauling its British Airways branded reward cards in September, with changes to the companion voucher and annual fee. Which? explains what the changes mean for customers.

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‘Buy now, pay later’ not just used by fashion-conscious young shoppers

‘Buy now, pay later’ not just used by fashion-conscious young shoppers

Which? has conducted a major survey on 'buy now, pay later' which challenges stereotypes of who uses the products and exposes the harms some shoppers face.

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