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Credit cards & loans

Lloyds Bank launches new cashback credit card – is it any good?

Lloyds Bank launches new cashback credit card – is it any good?

Lloyds Bank has launched a new, fee-free cashback credit card that offers up to 0.5% cashback on all purchases. Should you consider it?

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American Express to overhaul British Airways Avios reward cards: what the changes mean for you

American Express to overhaul British Airways Avios reward cards: what the changes mean for you

American Express is overhauling its British Airways branded reward cards in September, with changes to the companion voucher and annual fee. Which? explains what the changes mean for customers.

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‘Buy now, pay later’ not just used by fashion-conscious young shoppers

‘Buy now, pay later’ not just used by fashion-conscious young shoppers

Which? has conducted a major survey on 'buy now, pay later' which challenges stereotypes of who uses the products and exposes the harms some shoppers face.

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Laybuy launches digital card for in store ‘buy now, pay later’ shopping

Laybuy launches digital card for in store ‘buy now, pay later’ shopping

Tap to Pay with Laybuy makes it easier to use 'buy now, pay later' in-store, but beware the risk of overspending.

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Equifax revamps credit score scale: what does your rating mean now?

Equifax revamps credit score scale: what does your rating mean now?

Equifax has refreshed its credit score scale and bandings. Find out what the change means for your rating and what you can do to improve it.

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Should you use Fly Now Pay Later and Butter to pay for your next holiday?

Should you use Fly Now Pay Later and Butter to pay for your next holiday?

What you need to know about booking flights and hotels with new 'buy now, pay later' firms Fly Now Pay Later and Butter.

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‘I’m a shadow of my former self’: Covid-19’s money and mental health crisis

‘I’m a shadow of my former self’: Covid-19’s money and mental health crisis

The pandemic has had a dual impact on peoples’ finances and wellbeing, plunging many into a downward spiral. Which? explains the help that is out there.

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American Express to cut credit card cashback rewards from August – should you switch?

American Express to cut credit card cashback rewards from August – should you switch?

Find out how American Express is planning to change its credit card cashback scheme, and alternative ways of making money back on your spending.

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Barclaycard reduces credit card spending limits – your rights if you’ve been affected

Barclaycard reduces credit card spending limits – your rights if you’ve been affected

Barclaycard is slashing customers' credit card spending limits - some by over 90%. We explain your rights and how to protect your credit score.

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Women’s lower credit scores mean they pay nearly £17,000 more to borrow

Women’s lower credit scores mean they pay nearly £17,000 more to borrow

Women have a lower average credit score than men, which could mean they are paying more to borrow. Which? offers advice on how to beat the gender credit score gap.

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