Credit cards & loans
How to pay off ‘buy now, pay later’ debts with Klarna, Clearpay and Laybuy
Some borrowers are turning to credit cards to pay off BNPL debts. Which? explains the risks and sets out ways to keep up with paying off mounting BNPL bills.
Virgin Money launches cashback scheme for credit card customers: how does it compare?
Virgin Money Back is the new cashback scheme for new and existing Virgin Money credit card holders - we look at how it stacks up against other cashback offers.
Tesco Bank to introduce higher minimum payments on credit cards
Which? explains how thousands of Tesco Bank credit card holders could see their minimum repayments rise by £20 a month under new rules coming into force in March.
‘Buy now, pay later’ schemes such as Klarna, Clearpay and Laybuy to be regulated
Schemes like Klarna, Clearpay and Laybuy will have to put in place stricter controls. Find out why, and when the changes will take force.
Barclaycard introduces higher minimum charges on credit cards
Millions of Barclaycard customers will see their minimum repayments rise from today (26 January), as the bank changes its charging structure.
MPs reject call to speed up regulation of new ‘buy now, pay later’ providers
MPs have voted down a proposal to speed up the regulation of the new wave of 'buy now, pay later' firms, which enable shoppers to pay in instalments. Find out why we think it's a missed opportunity.
Eight ways to boost your credit score in 2021
If you’re applying for a mortgage, a loan or even a mobile phone contract in 2021, then your credit score will be key to deciding your eligibility.
Think less, spend more: how ‘buy now, pay later’ firms encourage impulse buying
Which? calls for 'buy now, pay later' (BNPL) firms such as Klarna to be fully regulated after our research finds their products drive irresponsible spending.
Do you need a good credit score to get a COVID-19 home test?
Find out how credit reports are being used in the government's coronavirus home test applications process.
Coronavirus payment holidays on credit cards and loans extended to March 2021
Which? explains new rules that will allow credit card and loan borrowers to apply for payment holidays until March 2021.