Credit cards & loans
M&S relaunches cheapest loan rate – but it comes with a catch
M&S Bank has revived its 2.8% APR deal on loans between £7,500 and £20,000, but only if you can repay it within three years. Which? crunches the numbers.
How to pay off Christmas credit card debt
If you’ve racked up credit card debt this year, don’t put off dealing with it. Use our tips to get back in control of your finances.
New loan grows cheaper as your credit score improves: is it worth using?
LiveLend is offering a unique personal loan that rewards customers with a lower rate if their credit score improves over the term of the deal. Is it worth going for?
Barclaycard launches new cashback credit card – is it any good?
Barclaycard has launched a new cashback credit card paying a flat rate of 0.25% on purchases for over five years. Can it save you money on your Christmas spending?
Experian credit reports to include rent payments for the first time
More than 1.2 million tenants across the UK will now have their rent payments recorded on their Experian credit reports - which could make it easier to get access to better rates on loans, credit cards and mortgages.
Can you get the best credit card from a supermarket?
Over the last past few years, the number of supermarket credit cards has boomed, but can they offer you a better deal than high street banks?
Lloyds Bank and Halifax scrap helpful credit card repayment perk
Lloyds, Halifax and Bank of Scotland have stopped reducing direct debits for credit card customers that make manual additional payments. Here's how to avoid overpaying your next bill.
Credit scoring: are you in the dark?
Credit reference agencies collect data on and rate every adult in the UK. Reena Sewraz investigates a system we can’t opt out of but has the power to make or break lives.
Curve card offers fee-free overseas spending: is this the best card to use abroad?
Curve, the ‘smart’ card that allows you to combine your credit and debit cards in one, now offers fee-free spending and cash withdrawals abroad – but is it really a silver bullet for rip-off foreign transaction charges?
Brits withdraw £1.71bn in cash on their credit cards – but are you being ripped-off?
There has been a jump in the number of people withdrawing money using a credit card over the summer, despite this type of transaction costing much more in interest and charges.