Halifax home insurance overview
Halifax was founded as a building society in 1853, and has continued to add other financial products - such as loans, Isas and mortgages - over the years.
Its home insurance policies are underwritten by both St. Andrews Insurance plc and Lloyds Bank General Insurance Limited.
What you need to know about Halifax's home insurance:
- Cancellation fee of £25
- Optional home emergency cover, with £1,000 limit
- Optional legal expenses covered up to £50,000
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Halifax's home insurance policy: is it good or bad?
We analyse and rate the 60 most important elements of standard home insurance policies to come up with the overall policy score. We assess how important each individual element is when choosing and using a home insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
Table last updated in February 2019. Next updated in February 2020.
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