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Santander home insurance review

Read Which?'s expert review of Santander's home insurance policies, find out how we rate Santander's contents and buildings insurance and how it compares to dozens of other home insurance companies.

In this article
Santander home insurance overview Santander home insurance overview
Santander’s home insurance policy: is it good or bad?

Important note

Santander did not take part in our 2020 home insurance analysis. This review contains information from our previous analysis, carried out in February 2018.

Santander home insurance overview

The high street bank offers buildings and contents insurance to its customers but its policy is actually underwritten by Aviva Insurance. You can also get 10% cashback on your first year's premiums if you're a Santander 123 customer.

What you need to know about Santander's home insurance: 

  • Charges no interest on monthly instalments
  • Only covers single items up to £2,500
  • Charges a cancellation fee of £28


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